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Just save your premium money for emergencies and pay stuff yourself this is a waste.

This was my first claim with Embrace. I could be more satisfied with the updates, and settlement, I received.

From the day I signed up until now they have been absolutely wonderful in every aspect of their company. Each customer service representative I have encountered has been helpful, knowledgeable and extremely polite. I chose Healthy Paws based on all the previous reviews I had seen, the affordable price, and the outstanding service they provide. My poor girl was diagnosed with Ideopathic Epilepsy last September and I was such a mess worrying about her and how I would afford her treatment (as most of you pet parents know). I was so thankful that I had Healthy Paws to help me along the way. They made things easy for me and talked me through the process wherever I had questions regarding what my policy covered and what it didn't. Long story short, they covered more than any other insurance company I have come across with no cap annually. I also loved that their policy is an annual deductible, not per claim. Reimbursement was quick and easy - which I was very thankful for. Shortly after my first claim with them, my dog tore her ACL and needed surgery and physical therapy. All of this was covered by my insurance with Healthy Paws. They checked in on her and sent emails to find out how she was recovering; this warmed my heart to know what a caring company I chose. I can not say enough great things aside from - if you're shopping around...you've found the BEST insurance company. Thank you Healthy Paws!

I submitted my first claim to Embrace about a week ago and I just received my payment.I am very happy so far

I'm a new Embrace customer. I opted for accident/illness plus routine care. I had really positive experiences so far with reimbursement for routine care items. No experience with accident/illness to date. I submitted claims for grooming (nail grind) as well as some preventative vaccines at the vet. Submitting for routine items is REALLY easy, just check the "routine" box in the form and upload it with your itemized receipt. The claim was reviewed and completed within a week, and checks are in the mail.

Healthy Paws pet insurance is the 3rd insurance company we have had and is by far the best. Very prompt response to claims and inquiries, but the ease of submitting claims is the easiest we've experienced. Open the Healthy Paws App, attach a photo of the Vet invoice, push submit ... Done! Our vet staff were amazed at the simple claim procedure. Thank you Healthy Paws for providing great service. Our 7 yr old Boston Terrier "Rikki" is recovering nicely from the removal of a malignant cyst from his belly.

Unfortunately Buzz has had an injury that has required multiple visits to the vet and specialists. Embrace has been incredible with their customer service and genuine concern for my dog's health and well being. I can't say enough about how well taken care of I feel.

I have had this insurance through many of my pets and could not be happier. Claims are easy to file, staff are wonderful, and have never had a problem with them.

Also friendly and helpful.

The cost of illness & accident insurance is affordable of my policy with $1,000 deduction. The annual increasing rate are much reasonable than what I had with others before. The wellness coverage ($390/yr rate to cover $450/yr expense)is promised.