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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

298% premium increase

I invested in a policy for my 13 year old cat Rosie, who is in perfect health. After paying my premiums for two years Trupanion notified me that my premiums would increase by 298%, which now makes this policy completely unaffordable. Rosie has not required any medical care and has no claims. Trupanion claims they don't set premiums based on age yet they kept telling me the 298% increase reflects the correct premium for a mixed breed cat of Rosie's age. The only solution offered to me to offset the astronomical increase was to increase the deductible, which is simply more money out of my pocket. I am absolutely agreeable to paying a reasonable increase but I can no longer trust this company.
  • INSURER: Trupanion Canada
  • POSTED: 10/12/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Quick Response

Our Bernese Mountain dog was rushed to the hospital with a case of the bloat. Fortunately, our dog survived this unexpected emergency. However the vet bill was astronomical! Embrace insurance was fantastic throughout the process; they were helpful in instructing me how to submit the claim properly, and communicating with the vet. We received our reimbursement check within 10 business days of it being submitted. Thank you for your help embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Hassle free claims and peace of mind

After we spent over $3,000 for my Catahoula-lab mix's broken leg, I knew we needed pet insurance on all of our dogs and fast! I researched providers, and ASPCA really had the best plans while being affordable. The best surprise out of our policies has been how easy the claims process has been!! We have not had any more injuries, thank goodness, but we have filed wellness claims. The process was extremely simple and our refund was received within 10 business days. I couldn't be happier!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Delightful and efficient

I am beyond pleased with not only the coverage offered and the flexibility of plans, but the customer service. They are efficient in their claims system and an absolute delight to work with.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Insurance

My Newf had to have TPLO surgery. I was so happy that we had gone with Embrace for our insurance. They were easy to deal with and getting the checks in the mail very quickly. They continue to cover her physical therapy too. The physical therapist also like Embrace and used them too.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Fast Processing tim

Fast processing of claims. I got a notification in 24 hours indicating the claim was received. The check was on my mailbox in less than 2 weeks.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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2

out of 10

Bait and switch

We've been members of trupanion for 9 years and have never filed a claim. While they claim their policies don't increase in price except for inflation, our policy has doubled. Now with an older dog I feel stuck paying their policy in case something happens but feel I've been lied to.
  • INSURER: Trupanion US
  • POSTED: 08/23/2018
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Amazing

The communication and response time is remarkable.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great, easy claims with app and quick processing

I have had no problems with them. The app makes it super easy to file claims and I always get the reimbursement with a week! I had a stray kitten adopt my family so we got a physical for him and insurance just in case. The poor little guy is less than a year old and has been having chronic urinary tract inflammation and infections. There is no way we would have been able to pay for his treatment without them! I am so grateful and can not recommend them enough.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Under a year

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10

out of 10

Great and compassionate pet health insurance

I have had Healthy Paws for my accident prone cat, Reba, for almost 3 years. Reba has not had the best of luck in terms of this health! When he was a teenage cat, Reba had a deep leg laceration that needed surgical repair- twice! A little over a month ago, Reba needed surgery on his left hip to help him with chronic pain due to a previously undiagnosed fracture that healed improperly on its own. I have to say that Healthy Paws has been great! When I use the Healthy Paws app to submit a claim for veterinary care, a reimbursement check is on its way almost immediately, followed by an email enquiring about Reba's health. In fact, my experience has been so positive, that when I adopted a second cat, I enrolled her in Healthy Paws also. Rates are very reasonable and customer service is excellent. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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