154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
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Pets Best

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Trupanion

63,005 reviews

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Verified December 07, 2021

All my claims have been quickly paid!

All my claims have been quickly paid!

Insurer: Trupanion Canada

By:

Useful
Verified December 07, 2021

Amazing support so compassionate.

Amazing support, so compassionate.

Insurer: Trupanion Canada

By:

Useful
December 07, 2021

Fastest Claim I ever Filed

I took my cat for her annual exam and her usual vaccines. I opened my Lemonade app to file the claim thinking I should do it right then because I would need to print the form, attach the receipt, mail it in and wait weeks to get paid. I mean, afterall, I'm still waiting on a medical insurance payment 3 months later and still waiting. I was shocked when I clicked file claim and an agent instantly appeared, took me through a few questions, had me take a picture of my reciept, approve the claim, verify my bank info and pay me!!!!!! I don't know for sure but I don't think it took more than 5 minutes. The longest part was waiting for my bank to make the funds available. I ended up only paying $20 for my cat's annual exam. On top of all that, Lemonade and it's agents are pretty funny and a thrill to work with.

Insurer: Lemonade

By: Dawn

Useful
December 06, 2021

TruPanion has been a lifesaver for my…

TruPanion has been a lifesaver for my dogs and made it so I didn’t have to take out a second mortgage to pay for their care. My Great Pyrenees got a spiral fracture on one of his back thigh bones, it was over &17,000. to fix his leg. My Saint Bernard inhaled a five inch long twig which caused his lung to collapse. He had to have part of his lung removed, over $21,000. There was a lot of follow up care for both dogs and it was all covered. Every time I have a question I get immediate answers and the people I talk with are always so helpful, kind, and caring. I tell everyone about TruPanion and how it saved my dogs and me.

Insurer: Trupanion

By: Meribeth Dinwiddie

Verified December 06, 2021

she answered all my questions

she answered all my questions

Insurer: Prudent Pet

By: Stephen

December 06, 2021

Reduced coverage due to amount of claims in one year

I have had PetSecure for several years and we have 2 dogs. It was pretty good at reimbursing the 80% , just very slow to re-imburse and many times I had to have the vet submit the request several times because PetSecure kept saying they did not receive it. Now my chihuahua had to have double hip replacement this past year and PetSecure want to keep my monthly fee the same but drop the coverage to 60% even though our contract is for 80%. I find this very upsetting and will be looking for a different insurance company.

Insurer: Petsecure

By: Pat

Useful
Verified December 06, 2021

Update from 5 stars to 1

Stephanie was very helpful in answering all my questions! The premiums seem to be lower but cover more than previous pet insurance companies I’ve used. I will update once I’ve used the policy but my first impression is very good Update: So it turns out nearly everything I was told about my policy was a lie. The premiums are lower but its because they deny every claim. Say your pet has a UTI and while you're at the vet they realize your pet is due for a vaccine. If you get the vaccine, Prudent Pet will count that entire visit as "wellness" and won't pay for any of the UTI treatment. They find every loophole and run you around for hours with forms and phone calls. I highly regret choosing them. With their response, I want to make it clear that I was on the phone with them for hours at a time for several days. I clarified which concerns were wellness and which were illness and they still refused to cover my expenses because there were wellness items on the original bill. My vet even reached out to confirm that the visit was for an emergency illness. Making customers submit individual forms for each charge on the bill even if they happened on the same visit shows how many loopholes they make you jump through for what should be simple claims.

Insurer: Prudent Pet

By: HG

December 06, 2021

Claim process

I'm a fairly new customer. I have filed two claims for preventative care and I was so impressed with their extremely quick process to approve the claims and the step by step guidance to file them.

Insurer: Lemonade

By: Fidel

Useful
December 06, 2021

Glad we had our Emma insured with Embrace

We are Embrace customers since 2016 and never needed to file a claim. The last day of October our Emma injured herself and we took her to the vet. She is now recovering and she is doing much better. We file the claim and got the reimbursement right away. I was very impress but the kindness of Carly who asked me first thing first how Emma was doing even before she asked me to send the invoices. We have four pets insured by Embrace.

Insurer: Embrace

By: Alessandra

Useful
Verified December 06, 2021

Very Happy with Embrace!

Once their first claims were processed for my two dogs - seemed like that took a long time - my experience has been very positive. Now claims are paid quickly and Embrace is not stingy. They look for ways to give you your maximum benefit allowed. My dogs are large and giant breeds so when something happens and I need to take them to the Vet, it is very expensive. I am thankful to have Embrace insurance and have recommended it to several other dog owners. There is good cost-benefit with this policy. Steve

Insurer: Embrace

By: Steve Brady

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