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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great Insurance for my dog

I have happily had Embrace Insurance for almost 10 years for my dog. It is an excellent policy and working with this company is a pleasure. The claims are reviewed very quickly and fairly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

HealthyPaws is the best!

My 2 1/2 year old St.Bernard/Border Collie mix "Freya" fell off the high deck about a year ago. Other than a bloody lip - at the time - she was fine. However, upon having her teeth cleaned a couple of months ago it was noted that her upper right premolar was dead from being cracked and an abscess had developed up in the root area . The crack was from a side impact, not chewing and evidently was from the fall. While it could have been extracted this major tooth in such a young dog would have caused significant reduction in her ability to chew plus the abscess needed to be addressed. Instead the Veterinary Dental Center in Algodones, New Mexico did a root canal procedure to save the tooth plus work to address the abscess. I cannot thank HealthyPaws enough for being there and for being so prompt and easy to work with…I really wondered if this would be covered as dental is excluded unless resulting from a trauma. While this, according to the veterinarian, was clearly the result of a side impact to the tooth I suspected that the claim would be challenged. Instead, within a couple of weeks I received the notice from HealthyPaws that this claim was being paid in full at the 90% coverage I had opted for, less my $250 annual deductible! And they sent a follow-up email inquiring about how Freya was doing after the procedure. I am a true believing client of HealthyPaws for life now, for not only Freya but future pups we will get. In addition to Freya we have two older doggers (12 and 15); sadly but inevitably they will be leaving us in the not too distant future. We will be getting Freya new companions at that time and HealthyPaws will get an additional two covered pups. I won't ever be without HealthyPaws coverage for my dogs.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Easy to use, generous benefits and a personal touc

After 16 years of excellent health with our beloved cat she came down with an acute case of pancreatitis. As she was aging, and that incident cost us $6000 out of pocket, we decided to finally get insurance for her. We were concerned no provider would take us due to her age as several do not, but luckily Figo did. We were then extremely grateful when we got insurance as her health continued to decline over the next eight months, and we recently had to say goodbye to her. While Figo did not cover her existing pancreatitis, they covered everything else that happened the next 8 months. Which included chronic inflammatory bowel disease, an acute anxiety issue due to an alley cat, a urinary tract infection, a kidney tumor and finally our loss of her and the cremation process. We were reimbursed nearly all of the money of the claims we had submitted (minus a pancreatitis flare up), and only paid in a tiny fraction of that total dollar amount in monthly fees. I found the website and submission process to be easy once I figured out it would save time to always submit lab/exam notes with the invoice. The turn around time for claims processing and getting reimbursed was also surprisingly fast. On top of all of that they were incredibly empathetic, sympathetic and gracious with our loss. They made the emotionally painful process of closing the account nurturing and supportive. They even sent us a hand signed card several weeks later. Should we choose to get another furry friend in the future, we will start off with Figo from the beginning. I can't recommend them enough.
  • INSURER: Figo
  • POSTED: 10/26/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Glad I signed up.

My French Bulldog ate two nylon socks, but only one came out on its own. ASPCA paid the claim immediately and I am throwing out my socks:)
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws cares about our pets as much as we do

Healthy Paws pet insurance is probably one of the best decision I have made for all three of my pups. Healthy Paws has excellent customer service and has always responded to my emails and inquiries with high priority. I am so pleased with our decision to choose Healthy Paws, that I refer all pet owners (even those already with insurance) to Healthy Paws. This company cares about my pets well being and health, as much as we do. Although they don't cover wellness exams and other pet parent responsibilities, they have your and your pets best interest at heart. For 2 of 3 of my pets, Healthy Paws has covered such an amazing amount of our costs, that the insurance policy has essentially paid itself off for the next 6 years. It is incredible. While I hope to never have to file any claims, I am confident that Healthy Paws will be there for us and our pups, should anything happen.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws is the best!

I decided to get insurance for my dog last summer because he's a little bit of a sensitive pup and didn't want to run the risk (he was about 2.5 years old at the time). Sure enough about ten months later, he was unable to keep food down and all alarms started to go off. Thankfully, we were able to get on the right course of action and my pup is now recovering from surgery after having an obstruction (btw he doesn't ever eat anything that is not his food so this was a massive surprise). Having healthpaws literally saved my dog... and me from paying thousands of dollars which would have been very difficult. Surgery and even medication can be so expensive. I think if I didn't have the coverage we may have had to make different decisions which could have prolonged the proper course of treatment and put his life at risk. Healthypaws made it so easy and they covered everything that was necessary for his treatment from the scans to the surgery to the medications. Thanks to them I was able to get my dog the care that he needed and I didn't have to worry about making the treatment decisions based on financing. They saved me from many meltdowns during a time in which I was already so scared and stressed about my dog's health. On top of that, they were always so friendly and I felt like they really cared about my dog and my sanity. I am so grateful for having them and my dog and I are forever thankful.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic Pet Insurance Company!

My dogs are my children, and their healthcare is every bit as important to me as my own. I've had my dogs covered with Healthy Paws since 2010 and I am continually impressed with the quality of the coverage, the ease of filing a claim, the lack of lifetime spending caps, and how genuinely concerned they are with their client's pets and keeping them healthy. When your pet is suddenly faced with an expensive and serious illness or injury, it's tremendous peace of mind to know you'll be covered. The team even reaches out to see how my pets are doing after they've required treatment, and they support the rescue mission through their business. I'm very happy to have Healthy Paws helping take care of my dogs and would highly recommend them to anyone!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Over 8 years

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10

out of 10

Fantastic customer service and easy app

The App is easy to use and their response times are incredible. It's seamless to use and easy to understand.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent coverage and extraordinary customer serv

I submitted claims for what was diagnosed as an autoimmune disease affecting the nails of my Bloodhound. The claims were paid quickly and because I had not had any claims for several years, the deductible was reduced. Excellent company and truly fabulous customer service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bloodhound
  • AGE OF PET: 1 - 8

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10

out of 10

Love my Embrace!

I have had wonderful experiences with Embrace and recommend them to many dog owners. They send emails when they receive the claim, then an email when it is complete so I know to look for the check in the mail. It is the best!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Over 8 years

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