154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 10, 2025

Wesson's surgery

When my dog Wesson had to have a tooth pulled and a cyst removed off his tail, having Trupanion Insurance helped out so much. They paid over half our bill which was taken off before I brought my dog home. It is so worth having insurance. Trupanion is great!!

Insurer: Trupanion

By: Michele

Verified August 10, 2025

I have found Spot very easy to use

I have found Spot very easy to use. Claims are quick and easy to submit and refunds are handled quickly. I also like the fact that routine procedures such as annual wellness appts and shots are covered. I am very pleased with Spot.

Insurer: Spot

By: Carolyn Rousseau

Verified August 10, 2025

Too many emails

Too many emails. I stop reading them because most of them are "we received" "we are reviewing" "we read" "we reviewed" "we are thinking about it" I don't need to know every breathe you take. A VERY short email with the subject line of "your submission was received" and the date in the body is enough. IF there is something that MetLife needs more information a different email... one that has "needs attention" in subject, otherwise I ignore them.

Insurer: MetLife

By: Lola's mom

August 10, 2025

Pets best is a scam

They kept raising my premiums and denied my claims save ypu money and bamk the premiums

Insurer: Pets Best

By: Paul

Useful
Verified August 10, 2025

Spot on!!

Spot responded in a very timely manner . the app was very easy to use.

Insurer: Spot

By: Donna Diorio

Verified August 10, 2025

Great Service, Minor Hiccup

My experience over the phone was excellent—everything was quick, clear, and explained thoroughly. The representative was friendly and helpful. The only small hiccup was that my Bearded Dragon’s name was spelled incorrectly on the policy, but overall I’m very happy with the service.

Insurer: Nationwide

By: Beardie Mom

August 10, 2025

The WORST!

I year after I purchased my policy, my dog was diagnosed with IVDD and required surgery. Figo approved and reimbursed physical therapy, acupuncture and x-rays related to the suspected IVDD/ neurological condition- which would indicate to anyone that this is approved. They then denied expensive MRI and surgery (Totaling almost $13,000) as they said it was a preexisting condition. They have run me around requiring more information from my vet, signed letters from the surgeon, the list goes on. I have now had to appeal the claim - yet they will not provide an exact reason for denial until after the appeal is closed. THE MOST ETHICAL COMPANY IVE EVER DEALT WITH. Not to mention they customer service is a joke. Telling me they would personally track my claim, only to never respond and tell me later they were out on PTO while they were supposed to be handling my paperwork that was requested to be received urgently from my vet.

Insurer: Figo

By: katie

Useful
Verified August 10, 2025

Quick payment and easy submission

Quick payment and easy submission

Insurer: Fetch

By: Lisa

August 10, 2025

Jane's IMTP

We got pet insurance after our one dog was diagnosed with bladder stones. Never did we expect to be needing it for our other dog Jane. She all of a sudden had lots of bruising show up that warranted a vet visit. Her platelet count was so low it couldn't be registered. She was diagnosed with Immune Mediated Thrombocytopenia. Our stomaches dropped. What do we do how do we help her. Weekly vet visits with blood draws, multiple medicines to try, ultrasounds and Multiple tests our minds were racing. Knowing that we had pet insurance helped us think of the next step. Knowing that they would help pay for an internal medicine vet to help get our baby better helped ease our minds. We are now a year and a couple months since her diagnosis and she's thriving. She is only on one medicine to keep her imtp under control. And finally has been upgraded to vet visits every three months!

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: Stephanie

Useful
Verified August 10, 2025

Ease of processing claims and quick follow thru. There for you when you need them, no worries.

Very easy to submit claims with several choices of ways. I am constantly updated from the moment claim is received and on through the review process with estimates of time given for review and when to expect their coverage decision. Claims have been decided quickly with keeping me informed in a very timely manner. Pleased with coverage decisions and with being able to reach helpful support folks when needed. Highly recommend Trupanion!

Insurer: Trupanion

By: SoozeeQ

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