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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Embrace does respond quickly and professionally with no issues

We’ve had our German Shepherd with Embrace since we got her at one as rescued dog. Embrace has always been timely with no hassles in coverage. Extremely pleased
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Steve
  • BREED: German Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

Owner

For our most recent issue (thankfully only the second) Embrace approved the claim quickly and at a rate I thought was fair.
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: AAndrewShapiro
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Can't recommend Embrace highly enough!

I'm so thrilled to have purchased Embrace for my 13 month old Bernese Mountain Dog the day he came home; I chose them based on the recommendation of the staff at my vet's office. We had a rough first year and Embrace was wonderful through it all. They covered some major expenses as they said they would; and the Wellness Rewards are totally worth it. The process to submit claims and receive reimbursement couldn't be easier... this most recent claim was no different than the positive experiences I've had throughout the last year. I've already recommended them to family and friends!
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Roberta
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Great coverage, accurate reimbursement- No hassle, no nonsense, no surprises

I highly recommend Embrace Pet Insurance. We have been impressed by the coverage, the fact that they have covered everything exactly as they advertise, and they pay claims quickly and accurately. Our English Lab, Misty, discovered snow at the end of 2016 and injured her leg. At less than a year old she required a $4000+ surgery which Embrace honored fully. The surgeon indicated that the opposing leg would likely require the same surgery. It did! We put the surgery off until Mom passed, as Misty was a great and comforting companion to Mom in her final hours. I kept all the wellness and injury/surgery related receipts for our second year of coverage and submitted them to Embrace along with my summary of what I felt was covered. The covered all I claimed (and even more when they caught a mistake in my summary). The Explanation of Benefits statements were accurate and complete. I was fully reimbursed within 2 weeks, including coverage for this second $4000 surgery. No hassle, No nonsense, No surprises. I wish I could say the same for my family health insurance.
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Louis
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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4

out of 5

very satisfied with the current policy and response time

I had 5 dogs in total. Lost 2 that had currently had insurance and rescued 3 more. All of my dogs are covered. The reimbursement structure is fair and reasonable and the TAT for when they complete a claim is quick. If I had questions regarding my policy or claim activity I always received a quick response. I have researched other companies and I am very happy with ASPCA.
  • INSURER: ASPCA
  • POSTED: 01/03/2018
  • BY: janet
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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4

out of 5

I was hoping that the specialist...

I was hoping that the specialist would tell me I would receive an email to inform me of the claim status I submitted once it was in your system and being processed. I guess that is not the 'process' in how you do things.
  • INSURER: AKC
  • POSTED: 01/03/2018
  • BY: Laura
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Thankful for Embrace!

Henry was diagnosed with lymphoma in December and, after diagnosis and 2 rounds of chemo, has already racked up over $1,500 in vet bills. Embrace has reimbursed over $1,000 so far. I've had a policy for Henry for 6 years and, until last month, he had never had a claim. To go from nothing to this extreme of weekly chemo is rough - but knowing that I have Embrace to help with the bills has been a lifesaver. With 2 young children, I don't know if I would have been able to say yes to the best treatment without Embrace.
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Sara
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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4

out of 5

Overly broad preexisting policies.

Although I have never at this point reached my deductible, I feel the company would fulfill their obligation in a timely manner. As stated above I think their presisting policies are too strengthen, once you have a condition it is not unusual to always request that it be checked on a vet visit, with Embrace that is enough to get the entire visit cost rejected. I think the determining factor should be treatment not just checking.
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Alan
  • BREED: Lhasa Apso
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace always has our backs, the expected and the unexpected.

I am thoroughly pleased with the service and coverage Embrace has given us. I have never hesitated taking our Labs to the vet over the many years we've had Labs for pets and friends, but now with Embrace there for us, it's much easier on my wallet. I mentioned Embrace to our vet's staff, and their response was that they had heard only good things about Embrace.
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Bill
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

I'll never own another pet without Embrace

As the owner of 2 Great Danes and a policy holder since 2012, I cannot emphasize enough how much I love Embrace! My 5 year old Great Dane was diagnosed with IBS a year and a half ago, and the claims process was seamless for each of his multiple visits for blood work, ultrasounds and specialists. To add to the awesomeness of Embrace, my newest addition, an 8 month old Great Dane puppy, was recently diagnosed with hip dysplasia requiring her to have costly orthopedic surgery. In times like this, having Embrace has given me the peace of mind of knowing I can provide the necessary treatments and care without worrying about finances. I'll never own another pet without Embrace!
  • INSURER: Embrace
  • POSTED: 01/03/2018
  • BY: Autumn
  • BREED: Great Dane
  • AGE OF PET: 0 - 3

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