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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Highly recommend Healthy Paws

I've had three major expenses over the last 3 years with Lily. Each in excess of $2,000. Submitting your claim couldn't be easier and I received reimbursement in a timely manner. Much better than the insurance I had with my previous pets. Only wish they covered exams that are associated with these emergencies.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Dalmatian Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws = Vetinary Safety Net

I put a lot of time and effort into researching a reputable "Show Breeder" when searching for a pup a year ago. Five months on a waiting list, then another 10 weeks waiting for shots and records to clear, I finally picked up my Black Miniature Schnauzer "Giuseppe" from his Show Breeder, 200+ miles from my home. I was blessed; Blessed with an angel. That day, while he was napping, I opened a policy with Healthy Paws. I didn't think anything major would happen (I spent so much time and energy researching a super reputable breeder in hopes that his health would be "Top Notch" as well as paying a hefty penny for his fuzzy butt), but *just in case* I wanted to be covered. Little did I know... Truth is; it doesn't matter how much research you do; every pup is a crap-shoot. I got an uber delicate one. He started experiencing severe anxiety almost immediately. General anxiety, anxiety to sounds, and separation anxiety. When Giuseppe gets too "unsettled", his gastric system gets upset for days and a typical 'over-the-counter' medicine won't calm it down. It requires a vet visit and it requires an antibiotic for 3-5 days each time. Metronidazole (his antibiotic) is very expensive when dispensed, and when you've got a pup that has a belly issue so severe that he needs metronidazole dispensed every few months, the cost adds up. Healthy Paws always had my back. All I needed to do was take care of the exam fees; any extra testing (which has happened a few times, as his symptoms have varied numerous times) were all handled by Healthy Paws. Four weeks ago, Giuseppe got sick again, but he wasn't getting better. Wouldn't drink, wouldn't move; limp and I could sense his dehydration. Before I knew it, my 10 month pup spent 8 days in an Emergency Vet with IV bags attached to his fuzzy legs. Gastroenteritis and Pancreatitis. The total bill was insane; Almost $4,500!! Emergency Vets give you estimates BEFORE they admit your pet in for care. They do this because people usually (1) need to find the money to put down the deposit that they had no idea they'd ever have to drop down (2) apply for financing first (3) can't afford the services and walk out with an injured animal (4) start asking how much it is to euthanize their animal (because that may be cheaper). Healthy Paws was my "Safety Net". Did it feel "Great" to drop the $4,500 in eight days? No. But it stung way less knowing that I was going to get a MASSIVE amount of that money bac
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Wonderful company

Really great coverage - reasonable rates, easy claim filing and quick payment. They are also very reasonable about what they cover.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Second ACL surgery - all good

Our lab mix has had ACL surgery on both sides now. Left last year, right this year. Both times the claim was paid as outlined by the policy and in a timely manner. My vet submitted the claim for me. Couldn't be easier. I wanted a high deductible plan for our dogs and I'm so happy to have found this coverage with Embrace. I've recommended them to all of our friends with pets.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is Great

I can pretty confidently say that Healthy Paws is the best pet insurance out there. I have been making regular claims for several years while my dog has been battling severe arthritis, and the only issue I have had was due to an uncooperative veterinarian's office, which the team at Healthy Paws promptly resolved for me. I love that they cover alternative treatment methods like acupuncture and hydrotherapy, as well as traditional treatments. The app also makes filing claims fast and easy. I feel like I'm constantly referring other pet owners to them. The peace of mind of knowing that no matter what happens, I will never have to decide between being able to afford treatment and my dog's life is such a relief. I love this company and plan to sign up with each and every future dog I have.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

They cover what they say they will cover.

Embrace policy is easy to understand, and is very comprehensive. No hassles, just submit proper paperwork, and all goes smoothly.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Say "yes" to ASPCA pet insurance

To be honest I have never purchased pet insurance; but, it was a long time since I had a puppy. The dogs I had in my life were years old and we have never had any health issues with them. But, times changed and there is a cost in having a puppy, I thought it best to purchase a plan to see how it would be for my new pup. My female had issues within a 6 week period. The claim process has been fast. And, after a claim was paid, always called to see how my puppy Grace was doing. Grace ended up needing a sonogram and now faces surgery. I am so thankful I am covered by this company. I have highly recommended this insurance to others. You can't afford not to use this pet insurance company.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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4

out of 10

Careful with your wording

The one and only e-mail I received regarding my claim told me that I hadn't provided the necessary information and despite MULTIPLE attempts, I have not responded so the claim's on hold. Well, that was the only e-mail I got on the matter, so I'm offended at the implication that I'm ignoring you. Secondly, all the information was included in the original PDF I sent. The tone of that e-mail needs to be dialed down.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Claim Processing

Quite pleased with your handling of our claim.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thanks for always doing a great job!

Healthy Paws has always been helpful and has followed through on any claim we have had to make. They kindly check back to see how the dog is doing and have been helpful either on the phone or via email. I recommend Healthy Paws to all of our friends and to anyone who adopts one of our Newfoundlands.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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