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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

The Perfect Pet Insurance

I transitioned to HealthyPaws approximately 3 years ago, coming from several prior years with a plan from Pets Best Insurance. The trigger for the transition was that my German Shepherd underwent two surgeries, ultimately ending with a diagnosis of a gastrinoma (microscopic tumor). While we ultimately ended up paying out-of-pocket for a rather substantial amount (absolutely worth it to save our dog), insofar as pet insurance, there were a few takeaways the interaction with Pets Best provided: * Many common / less-expensive policies have per-incident and lifetime maximums. While we hadn't thought this would be an issue in our home from a few years prior, when we moved to the Pacific Northwest with substantially more healthcare for pets, we found that the life-saving services were substantially more advanced, and the associated costs increased as well. * Some insurance companies consolidate surgeries into a single incident. As was the case for us, an unrelated surgery from 3 weeks prior was associated with an ER surgery, meaning that the insurance company considers the per-incident maximum as reached much more quickly. While we knew consolidation was possible, we had not expected that a multi-week separation would be still be consolidated as a single incident. * The insurance appeals process can be remarkably one-sided. Even in trying to clarify to the insurance company that surgeries were for separate purposes, there was never any visibility into the process or acknowledgement that the statements from the veterinarians were even reviewed before being rejected. After undergoing this process with Pets Best, I researched other pet insurance policies - specifically ones with unlimited maximums - to re-evaluate my coverage. I settled on HealthyPaws very quickly, owing largely to the unlimited maximum coverage (which eliminates a LOT of concern about consolidated claims), comprehensive coverage of conditions, small list of exclusions, and clear communication channels. It struck me how much simpler and more comprehensive the HealthyPaws coverage was as compared to Pets Best, belying that the HealthyPaws coverage was designed to help pets as much as possible. Over the past three years, all three of my dogs have been insured by HealthyPaws, and the experience has been absolutely wonderful! The vast majority of our claims to HealthyPaws have been for minor incidents: upset tummy, temporary medication, etc. In all these cases, HealthyPaws was very promp
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

If you need pet health insurance just get this

I wish my health insurance was this good. Reasonable monthly premium, no hassle app based claim process. Super quick response when I had questions. Had $1200 in dental work and with our coverage we got a $1011 check about 3 weeks later. Highly recommended.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank You!

I am very pleased with ASPCA. The staff is friendly and caring. I especially like the follow up phone calls to see how Rocco is doing. GREAT Customer Service!
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Applaluse for Health Paws!

We have never purchased pet insurance until we got our goldendoodle 2 years ago. This month she had to have a rock removed from her stomach, and I dreaded processing the information necessary to launch a claim with Healthy Paws. As it turned out, it was a very positive experience. We submitted the claim with the App for Healthy Paws, and within a week and a half, we had the reimbursement in our hands. Could not have been easier, and was so professionally handled. (Keep in mind that your deductible is to be met yearly and that office exams are not included.) In other words, as in any insurance,read the details. We also received a follow-up email from Healthy Paws, asking how our pup is doing and wishing her well. No small wonder this company is rated at the top of pet insurances. Well done, Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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9

out of 10

Better safe than sorry

We purchased ASPCA insurance for our Italian Greyhound a few years ago, and have paid it annually ever since. We have not used it much, until this year. Unfortunately she was diagnosed with cancer, and she needed certain external tumors removed. Our policy has lowered our bills and allowed us to treat her without too much financial hardship. I am glad we decided to stick with it even when we didn't need it. That's the point of insurance.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: Over 8 years

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10

out of 10

Rescue for my cat

I never think that my cat, Buddy became with Lymphoma. When he was diagnosed, I cried. Now He survived for one year since diagnosis helped by ASPCA insurance, that Buddy can continue chemotherapy and other symptom management. He has been keeping his quality of life even with Lymphoma. If we don't have ASPCA, Buddy may not be now. So my big appreciation to ASPCA, who provided tender care: calling me about Buddy with heartwarming words. I have recommended ASPCA pet insurance to my friends who are pet lover.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace Pet Insurace - nothing but the best!

My dog has been covered by Embrace for almost 2 years and I have not gotten better customer service anywhere else. They are quick with response and haven't run into any issues when filing my claims through their website. Everything is very easy to use and they are very diligent about following up with you. So glad that I went with Embrace and will continue my business with them as long as the customer service aspect stays consistent!
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws has been there for us when needed.

Our lab recently spent a couple of days in the hospital for an intestinal infection. It gave us peace of mind to know that we could opt for the best care for our beloved pet without worrying about the long term effect on our bank account!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Best Choice I've Made In A While

I've had several dogs in my life, but decided to get pet insurance for the first time when we adopted our Pit Bull 2 yrs ago. HealthyPaws has been a life-saver. Our pup tore both CCLs within 5 months of each other, and I don't know what we would have done if we didn't have insurance. They send emails to check on our dog after we submits claims to see if she's alright, and it's a real person, not an automated message. Can't say enough good things!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

very happy

Embrace has been great for me and my two border collies!
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: Over 8 years

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