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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Review of pet insurance for George

We enrolled our 6 year old cat George in the pet health insurance plan. He was doing well but we had had such major expenses with his sister Gracie (unfortunately we had not enrolled them when we got them) that we knew we might need help in the future. George developed some gastrointestinal problems and it has been such a blessing to have the coverage. We were so pleased that when we adopted our rescue dog Toby we immediately enrolled him, too.
  • INSURER: ASPCA
  • POSTED: 01/18/2010
  • BY: Janice
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Easy to deal with and quick to send payment

I decided to take out pet insurance on our new rescue puppy. We have had him 4 months and he managed to cut himself severely resulting in an emergency vet visit and surgery. I sent in the claim form and the bill and Embrace quickly reimbursed us for the amount that they said they would. They were very professional and courteous and I would recommend them to any pet owner.
  • INSURER: Embrace
  • POSTED: 01/17/2010
  • BY: Allison
  • BREED:
  • AGE OF PET: 0 - 3

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1

out of 5

Paying Claims

I have a 7 mo old yellow lab she got really sick just before thanksgiving. I had her originaly at Mass Vet Referal Hosp, in Woburn Ma, then I had her to my vet 4 times over the next 10 days running test and whatever. All together my bills totaled almost 1500.00 after submitting all the claims I paid I recieved checks totaling 760.00.The Ins. Co says on their Web site "#1 Does the Company pay based on your vet bills? Find out how your pet insurance reimbursements will be determined.Some companies pay a percentage of your veterinary bills,while others pay only a fixed amount based on a benefit schedule. We pay 80% of allowable covered veterinary charges,BECAUSE WE BELIEVE YOU SHOULD BE REIMBUURSED BASED ON YOUR ACTUAL VETERINARY BILLS". Well guess what, thats not how they pay they take the AVERAGE VET bill from the area I was told "we take all the claims such as an office visit and determine what the average cost in the area is". They have an average for everything, well isn't that a schedule, if you have a list of how much you payout isn't that a benefit schedule? I think all the ticked off clients should get together and sue them on the grounds of false advertising.
  • INSURER: ASPCA
  • POSTED: 01/16/2010
  • BY: John
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent

I never thought I'd find myself taking the time to write this but Embrace thoroughly deserves the effort. My dog has had a number of claims over the past 2 years. On every occasion Embrace has very efficiently, speedily and helpfully answered my questions, processed the claims and paid the money. I cannot recommend them enough.
  • INSURER: Embrace
  • POSTED: 01/16/2010
  • BY: A
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Best Staff and Best Care for your Pets!!!!!

I just Started with Embrace and let me tell you they truly are the Best!! My Rufus a wiennie dog has never been sick in his life of 4 years and then on Christmas Eve 2009 there I was at the Vet's. and they covered the claim but then in January 2010 he had a broken tooth and I was in hospital also.So let me tell you Kate is the Best that Embrace has she is so caring and really concerned for "All"the pets. People let me tell you I called Embrace to tell them what was going on and Kate answered the phone and like always very caring and very concerened for my Rufus I was in tears and Kate helped me relax and she was very caring and she was very concerned for my Pet. Trust me Kate has a "Big Heart" and is there to help people with their claims and yes to just give a loving ear to those in need....God Bless Her. Kate has gone over and beyond to help Me. And Kate does a very Excellent Job. Now for Carrie, She has handled my claims and has been Excellent in this and has done all this while I was in the hospital.She has sent the Vet all the forms they need to fax over to handle the claims while I was in the Hospital. And Best of all do get the direct deposit for your reimbursement on claims as it is fast and goes straight to your bank account without any fuss.......No waitting for it to be mailed to you...God that is a Blessing. It was credited back to my bank account in just 1 day. By far this is the" Best Pet Insurance" So buy this for your Loved Pets as We all Value or Beloved pets and want the Best care for them. And Embrace will help with those Vet Bills. And getting them insured by Embrace Insurance is the Best. Because you never know what is going to happen to them. Trust me I have been through it with my Rufus. Thanks for reading, Barbara in Texas
  • INSURER: Embrace
  • POSTED: 01/14/2010
  • BY: Barbara
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

compassionate, prompt, friendly service

I have used Embrace Pet I nsurance for 2 years now for my cherished toy poodle, Trixie. I have not had any other insurance and will only use Embrace. They are always available and have super quick responses, claims and refunds. The staff are the most genuine,compassionate and warm people that I have come across. They have ny highest regard
  • INSURER: Embrace
  • POSTED: 01/12/2010
  • BY: L.
  • BREED:
  • AGE OF PET: 0 - 3

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1

out of 5

money hungry & unreliable

I asked all kinds of question due to I had experience with my other cat(pass away)at 22yrs old. What I went through money wise I took out insurance on my cats. 2 cats are under VPI (which I love but premium go up every year, by age of cat) So with ASPCA I thought I would be covered and when I took my cat in they denied the bill. They get into the program and then when you need it they say it is not covered. WHAT A RIPOFF COMPANY - SHOULD BE INVESTIGATED. I am paying outrages premium a month and I am on disablity.
  • INSURER: ASPCA
  • POSTED: 01/11/2010
  • BY: BRENDA
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Maggie's Bladder Stone Surgery

Back in the Fall of 2009 my cat Maggie was passing blood in her urine. Subsequently, she was diagnosed with a bladder stone which required surgery. I am so thankful I had pet insurance because the total bill came to $1,800 dollars. The insurance paid almost $1,200. I certainly can recommend having it.
  • INSURER: ASPCA
  • POSTED: 01/09/2010
  • BY: Robert
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Very prompt, excellent service.

We signed up with Embrace last summer because my research showed that the company was the closest I could find to true "Major Medical" insurance for our Golden Retriever. Then in November our pet showed up with a good sized tumor on her neck. Surgery successfully removed the tumor. I paid the veterinarian's bill and submitted my claim to Embrace. They acknowledged my claim immediately, and after receiving the additional required documentation from our veterinarians, sent me a check (after deductible)for over 50% of the total cost. The total elapsed time was only two weeks! Now that's what I'd call exceptional service by an insurance company. Embrace has not only met, but has exceeded my expectations!
  • INSURER: Embrace
  • POSTED: 01/08/2010
  • BY: Jay
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

very prompt

We found Embrace to be very prompt in making sure the claim was processed as quickly as possible. And they are always available to answer a question and explain things. This was very appreciative.
  • INSURER: Embrace
  • POSTED: 01/08/2010
  • BY: Joe
  • BREED:
  • AGE OF PET: 0 - 3

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