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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

4

out of 5

Saved Us

My American Bull dog (2yrs old) has had a number of health issues and I honestly don't think we could have saved her if we did not have this insurance. Thank you ASPCA!!!
  • INSURER: ASPCA
  • POSTED: 12/29/2009
  • BY: Melissa
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Saving Dottie Rose

Dottie Rose is a six year old pit mix dog. She had suddenly became lame in her rear leg. After going to three different vets, she was diagnosed with a torn CCL which requires surgery to repair. Because of her breed and age,the surgeons recommended that Dottie have a TPLO operation which is the most expensive option available to correct her lame condition. Without ASPCA Pet Health Insurance we would not be able to afford such an expensive procedure. The doctors felt that any other procedure would be less effective given her activity level and type of breed. I am very grateful for the quick response of ASPCA Insurance in helping Dottie and me get through this very long and trying experience.Thank you guys at ASPCA for being there when we needed you most.
  • INSURER: ASPCA
  • POSTED: 12/29/2009
  • BY: Vince
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Great Wellness Plan!

Embrace recently added a wellness plan that is fantastic! My dog, Eddie, recently went in for his annual physical where he was tested for heartworm and also issued a year's worth of the heartworm preventative. I faxed in the claim sheet the next day and 2 business days later the money was automatically deposited in my checking account. I was also emailed several times throughout the process making me aware of what stage my claim was in and when I could expect my reimbursment. Couldn't ask for a more seamless, speedy, efficient process than that! I can only hope that I will never have to use the insurance for anything other that wellness, but if need be, I know Embrace will take care of both Eddie and I. Thanks for being such a great company and giving me a great peace of mind!
  • INSURER: Embrace
  • POSTED: 12/29/2009
  • BY: Jamie
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Eye Injuries

I've had great experiences with AKC Pet Healthcare. I have the Essential Plus Plan. I like the $125 yearly deductible. My English Bulldog had two separate eye injuries and they paid everything, less my deductibles. They also pay for her continued eye checkups and medicine related to that incident. I've never had a problem not receiving documents from them. It takes about a month from the time I submit to receive reimbursement.
  • INSURER: AKC
  • POSTED: 12/28/2009
  • BY: Helen
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent Pet Insurance, Caring Staff

We adopted Bella from our local animal shelter when she was 4 months old. She LOVED chewing on rawhide (which was a nice alternative to my shoes...), and when I tried a new brand that had a chicken flavoring, she gobbled it up! Unfortunately, the chew did not digest properly, and she developed an extremely serious case of pancreatitis that landed her overnight in the emergency room, with 2 more half day follow up stays at our vet. The entire procedure was quite costly, but happily our insurance covered about 50%. The ASPCA staff was very helpful in assisting me with filling out the paperwork, and answering my questions, and the entire claim was paid off in a matter of a few weeks. Veteranary care, as I've discovered, can be very expensive. I'm so glad that my Dad talked me into enrolling in a pet health insurance policy for our pets. His dogs were too old to be eligible for insurance when they developed ongoing conditions that continue to be very costly. I now have insurance for both of my pets. Thankfully Max, our other dog, has been very healthy, but I have peace of mind knowing that both Bella and Max are covered, and that we belong to such a caring pet health care plan. I recommend ASPCA highly.
  • INSURER: ASPCA
  • POSTED: 12/28/2009
  • BY: Kelley
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

So far, so good!

I conducted extensive research before purchasing pet insurance for my 3 dogs. I chose Embrace for the detailed explanation of what was and was not covered. I recently had 2 of my dogs neutered and withing 2 weeks of submitting my claim, I received both checks for the $200.00 wellness reimbursement for each dog. Embrace representatives continually kept me posted on the progress of the claim and to make sure that I had received the reimbursement checks. I'm glad I chose Embrace and would recommend them to other pet owners. Their rates are very competitive and the items that are covered and not covered are spelled out in plain terms.
  • INSURER: Embrace
  • POSTED: 12/27/2009
  • BY: Sylvia
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Fabulous

I am in AWE! Embrace is fabulous and I am telling everyone I know about it. I've requested some pamphlets so I can bring them to dog shows and give them to everyone I know. I have had pet insurance in the past and it has never compared to Embrace. The insurance is exceptional, the price is reasonable and the agents are just wonderful to deal with. I am so lucky I found this insurance!Thank You - please don't change!! Dianne (MyOtie's Bernese Mountain Dogs)
  • INSURER: Embrace
  • POSTED: 12/27/2009
  • BY: Dianne
  • BREED:
  • AGE OF PET: 0 - 3

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4

out of 5

Peace of Mind

We lost a pet at only 2 yrs old from AIHA after spending thousands to save her, even traveling to OSU for research. We knew we needed something to cushion such a large expense and found that with PetsHealth. We have had their plan since getting our latest dog who is now 7 yrs old. She was recently diagnosed with Diabetes and the offset of cost with the insurance has been quite helpful. I would suggest it for any pet owner who would ordinarily consider expensive treatments but would like a small portion of the expense covered.
  • INSURER: ASPCA
  • POSTED: 12/23/2009
  • BY: Sarah
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent

We have had pet insurance on our dogs for years. We never had too much use for it until the last 5 years. Our mutt needed a TPLO and one of my Newfies needed 2 TPLO's plus an additional corrective surgery. In general we got half back each time. Not impressive. Then I decided to do another review of all policies available and used this site to assist. I switched to Embrace. Recently, the same Newfie who had the three surgeries had a stroke to his spinal cord and lost the use of his hind legs. He had two MRI's plus a myriad of other diagnostics and then spent 2 weeks in a specialty rehab clinic. Thankfully he is doing well. Embrace paid 100% after my yearly deductible (yearly not per incident) and my 10% co-pay (which I chose). They did not cover the bath the clinic gave him - oh well :) Am I happy - you bet. And the folks there are so friendly and helpful - you are not calling a "help desk" or "call in center" - you are talking to real people who care. I've never written a review like this before but this insurance has been a major blessing for us. We are not in a great financial position at this time (who is?) and receiving back almost 100% of this unexpected expense has been nothing short of life saving for us. It is not cheap for us to insure all 6 of our dogs but it only takes one incident like this to prove its value.
  • INSURER: Embrace
  • POSTED: 12/23/2009
  • BY: Sharon
  • BREED:
  • AGE OF PET: 0 - 3

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4

out of 5

ASPCA is wonderful

We are very happy with ASPCA pet insurance and have had coverage for over 2 years for our two dogs. There have been some unexpected vet bills and it was reassuring to know we had good coverage and timely reimbursements. I feel the premiums and annual deductibles are reasonable and do not "break the bank".
  • INSURER: ASPCA
  • POSTED: 12/22/2009
  • BY: Noelle
  • BREED:
  • AGE OF PET: 0 - 3

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