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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

ABSOLUTELY Pleased with Embrace!

First things first: Embrace doesn't do anything like ask me to write a good review for them and then they'll reduce my insurance costs or anything like this (though, that'd be kinda cool - j/k). I'm writing this of my own free will because I've really been so pleased with Embrace over the last almost 2 years they've covered my dog. I signed up for coverage for my puppy when she was just a couple months old - which is smart to do. That way they do not yet have any pre-existing conditions. However, before I had coverage I took my puppy to the vet for some "goopy eyes" and the (not very good) vet deemed it allergies. I have since changed vets since I wasn't happy with their diagnoses over time. However this "allergies" still remained as a pre-existing condition with Embrace. So anytime my dog had any problems that could have anything to do with "allergies" it wasn't covered. I never complained (I probably should have) but it was very maddening to me. HOWEVER: my claims contact at Embrace took it upon herself to investigate the pre-existing condition of "allergies causing conjunctivitis" and reviewed this with underwriters to decide that this should be removed. UNBELIEVABLE!! I've never heard of this kind of "let's look into this and put the patient first" attitude with insurance companies. Not from animal insurance companies OR human! Well done, Embrace. You have made a huge fan out of me. And I know A LOT of dog owners. ;)
  • INSURER: Embrace
  • POSTED: 04/21/2010
  • BY: Lisa
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Best Pet Insurance Ever

Just filed a claim for removing ski socks from our pup's stomach. Everything was done quickly without any issues. The annual deductible is also the best thing ever since he had an eye problem earlier in the year, we only had to pay what we owed on the deductible and our copay after that. Embrace was the best investment we could have made for our best friend. We know we will never have to have those heart breaking family issues of is our pet worth $xxxx.xx for any sort of health problem or surgery because we have him covered with Embrace. We spent about a month researching dog insurance before choosing Embrace and especially after this incident we are still 100% sure we chose the right company.
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Kari
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

As usual, Embrace & the staff are the BEST!

Our dog 11 yrd old dog Homer had a lump removed from his upper lip 6 days ago. I just received the Explanation of Benefits and they are depositing the refund directly into our checking account (previously arranged). The only thing Embrace can't do is speed up the pathology report. The vet thinks it was just a benign cyst, but there is always the possibility of something worse. However, Embrace sends Homer good thoughts:) We have had all 3 of our mixed breed dogs insured with Embrace since June 2007. It certainly is comforting to know we have major medical coverage for illnesses and injuries. We chose our own deductible and what we wanted covered - this way pet owners can fit their own plan to their budget. If you're looking for great service and options not found elsewhere, visit Embrace!
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Jan
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

ASPCA Pet Insurance is GREAT

I have been so happy with what I have recieved from ASPCA. The customer service is great and I have been so grateful to have my pets insured. The claim process is so easy and I get back money so fast. ASPCA is great!
  • INSURER: ASPCA
  • POSTED: 04/20/2010
  • BY: Meagan
  • BREED:
  • AGE OF PET: 0 - 3

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4

out of 5

Not perfect, but I'm glad we have it...

On January 2nd, our 14 year old rescue dog, Chloe, woke up at 6:30 am unable to stand or walk. We rushed her to the Animal Emergency Clinic near us where they couldn’t find any explanation of the tremendous pain she was in. She couldn’t do her doggie shake without falling down. To say we were terrified doesn’t begin to explain it. Our bill for the day was over $1,300.00!! Thank goodness we had our ASPCA pet insurance which covered over half of our bill. My only frustration with our coverage is that it does not include anything alternative. After spending $1,300 and a frightening day with no clue as to what was wrong, I took Chloe to an animal chiropractor where 3 visits later at $76/visit, she was fine. Somehow she had put her lower back out! I strongly encourage ASPCA to include alternative treatments such as chiropractic and acupuncture in their coverage.
  • INSURER: ASPCA
  • POSTED: 04/20/2010
  • BY: Cheryl
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace is TOP NOTCH!!

I had never had pet insurance before Embrace. I took a long time looking at all the different pet insurance companies. None of the other companies compare to Embrace. The customer service is top notch. Any time that I have called the customer service has been so helpful and extremely nice. I also have to say that the claims department always keeps in touch and lets you know where you claim is at. Also with the reimbursement has been so fast. I truly appreciate how they send you a detailed decision on what is covered and what is not covered. Embrace is the best!
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Nicole
  • BREED:
  • AGE OF PET: 0 - 3

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3

out of 5

Not Thrilled

I've jumped through every hoop I've been asked to do. I can't imagine what I would have to do to get a claim paid.I sent a Canine Orthopedic Report Card and was told I didn't.So the Muscle Sprain Right Front Leg - with Claim Amount $64.1 will not be paid,it would have been taken off the $500 deductable.I thought I did my homework before I bought pet Insurance, I have to admit I did a bad job.
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Robert
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Outstanding!

Excellent coverage, great customer service and they truly care about your pet. Rapid reimbursement and no hassle. We love Embrace! Our greyhound recently had surgery and coverage was just as stated. Reimbursement was rapid and just as stated in the policy we customized & chose. We can highly recommend Embrace to anyone that wants great coverage for their beloved pet.
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Shelly
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Fast & Accurate Service

Insurance with Embrace has been my first experience with Small Animal Insurance. After researching every company available to me we chose Embrace for our Cane Corso puppy. Our puppy fractured her leg and our claim was handled in the most professional manner. We quickly recieved payment and they still follow-up to make sure we don't need anything else. This has been a great experience overall.
  • INSURER: Embrace
  • POSTED: 04/20/2010
  • BY: Jamie
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

super customer service

Every time I need information the issues are addressed very fast and completely - claims are processed in a timely manner and checks mailed immediately. I told my Vet that he needs to advertise Embrace - we are super happy to have made the decision to buy their policy!
  • INSURER: Embrace
  • POSTED: 04/19/2010
  • BY: claudia
  • BREED:
  • AGE OF PET: 0 - 3

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