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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

They do what they say! (Rare now days!)

I was previously with VPI, and there is no comparison! Embrace process' quickly, and pays out much more. Plus, you can choose what you what, as far as coverage. I used to have to fight with VPI to get them to pay ANYTHING! I have referred two people already. (Total of 14 animals.) They have filed claims, and have been very happy as well. Now they are referring other people. I really appreciate the fact they do what they say!!!! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Cujo
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Customer Service

The claims representative from Embrace chased down invoices and diagnoses not once, but twice from our veterinarian to get our claims processed. We received our reimbursements quickly and correctly, well within their 15 day limit. The premiums are worth every penny.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: rochelle
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Honest, prompt settlements

In the past 2 months I have made claims for both of my dogs for expenses totalling approximately $3,000. I have received prompt service, good communication and reimbursement that was exactly what I expected, based on my contract with Embrace. This is consistent with my past experience with Embrace. I have recommended Embrace to everyone I know with pets.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Susan
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

Honest, Accessible, Friendly

I've submitted two claims in the three years I've had Embrace animal insurance and both times I've received speedy assessments and rapid reimbursement. The monthly premiums are not cheap, but the service is excellent. I have selected coverage for what can often prove to be expensive, elaborate treatments for potentially chronic illness (planning for the future that I hope doesn't come), and I have confidence that Embrace will uphold its portion of our agreement.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Michelle
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Embrace Pet Insurance

First claim on our policy, impressed with the quick processing, great communication and very fast payment. We are very impressed with Embrace! They are really customer service oriented! We had another pet insurance for several years and when their premium made HUGE increases (pet age 3 yrs) we did a lot of research to locate a new insurance company. Embrace had the best reviews and flexible plan choices.
  • INSURER: Embrace
  • POSTED: 08/30/2010
  • BY: Ruth
  • BREED: Beagle
  • AGE OF PET: 7 - 10

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1

out of 5

Stubborn claims department

After a year as a Trupanion customer I have decided to drop the service. The claims department is extremely stubborn and you have to full out forms numerous times to get through the red tape. Honestly the time I spend going to and from the vet for signatures, filling out paperwork, and on the phone is not worth the money.

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5

out of 5

new customer likes efficient service

I enrolled three pets in Enbrace Pet Insurance with optional coverage for routine visits, last month. This month I took all three pets to the vet 2 weeks ago, submitted the information last week and Embrace is issuing a check as of today. Communication seems quick and service is efficient. So, as a new client: so far, so good!
  • INSURER: Embrace
  • POSTED: 08/30/2010
  • BY: Susan
  • BREED: Tabby
  • AGE OF PET: 7 - 10

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4

out of 5

An excellent investment in your pet.

I wish I had acted on my instinct to get pet insurance when we rescued Calvin in April 2009. He was a goofy love everthing black lab mix who had been found roaming the desert of Eastern Washington . His dehyration had caused kidney damage so when I adopted him I knew he would need some TLC. He recovered very well with treatment. Then then end of October one evening he was acting off and obviously in distress. Off to the emergency vet we went. Surgery was required to discover he had had a duodenal ulcer that had perforated. He spent 2 more days trying to recover but he couldn't fight the infection and we had to let him go. Ofcourse you would do anything to save your pet, but having pet insurance would have helped with the $6000 bill. In January 2010 we adopted Dexter, another goofy black lab mix. He's a healthy young dog with a propensity to eat everything that isn't nailed down. Shortly after bringing Dexter home I enrolled he and our older dog Gracie in the ASPCA pet insurance. Within a couple months Dexter got up on the kitchen counter and nabbed by kitchen sponge. A trip to the vet to upchuck that was my first claim. A couple months later, another sponge incident and another claim. Then a couple weeks ago while camping in Montana he ate 'something' he found in the campground. That was a little more involved and could have ended up in surgery but he managed to pass the offender. My insurance on Dexter has more than paid for itself already and I urge
  • INSURER: ASPCA
  • POSTED: 08/30/2010
  • BY: Marilyn
  • BREED: Labrador Mix
  • AGE OF PET: 7 - 10

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4

out of 5

First Time User for ASPCA Insurance

I just signed up with ASPCA pet insurance, it was recommended by my friend in Cleveland, OH. I am in New York, and just submitted my first claim. I will keep you posted on how that turned out. I had researched VPI as well...so, we will see if I made the correct decision with ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2010
  • BY: Bridget
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Why can't human health insurance be this easy?

I wish they had embrace for people! Seriously, Embrace is the best. Once I met my deductible the reimbursements for covered expenses happen within 2 weeks of submitting a claim, every time. I know of NO other pet insurance that covers genetic conditions... being a purebred Lab owner that means hip issues could crop up in the future. No problems yet, but it feels good to be covered. Best 20 bucks a month I could spend.
  • INSURER: Embrace
  • POSTED: 08/29/2010
  • BY: Mike
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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