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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

THE BEST!

My basset hound was diagnosed with canine cystinuria, which is very rare, at the age of one. This is a genetic disease, which many insurance companies would not cover. Fortunately, we insured him through Trupanion. We have 90% coverage, and are fortunate to have had over $5000 in vet bills paid for by Trupanion. Just 3 months ago, at age 2.5, he blocked with cystine stones and needed emergent care and surgery. He was in the hospital for 4 days. I have since switched my older basset girl to Trupanion insurance. We are really relieved to know that Trupanion will take care of our two bassets when they need veterinary care.
  • INSURER: Trupanion Canada
  • POSTED: 09/01/2010
  • BY: Diane
  • BREED: Basset Hound
  • AGE OF PET: 7 - 10

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5

out of 5

Such peace of mind

Amanda Rose is a lively, active 3 year old Calico. So, when she just wasn't behaving as usual, off to the vet we went. Four visits later, after blood tests, x-rays, 4 different prescriptions, various urine, kidney, etc. tests, she was finally over an unkown illness which resulted in a high fever. Obviously, she had to have whatever the vets ordered, but I will admit that each time we walked in the door, I could see $ signs in front of my eyes. Our coverage with ASPCA is a Godsend. A good majority of the bills were covered, the claims were processed quickly and I could see the status of the claims online so I was aware of exactly what amount of each bill submitted was being paid and when the check was issued. We would recommend this coverage to any pet owner - we make sure that our Mandy is well csred for and ASPCA takes good care of us!
  • INSURER: ASPCA
  • POSTED: 09/01/2010
  • BY: Bobbi
  • BREED: Calico
  • AGE OF PET: 7 - 10

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5

out of 5

piece of mind

I use embrace because it gives me piece of mind when making sure my pets get the best possible health care. I don't have nearly as many financial concerns when it comes to veterinary services. I always get my money quickly and my benefits are always explained to me. I get the refund deposited into my account usually within a week of the claim! I shouldn't have to deny the best case senario for my pets due to my budget.
  • INSURER: Embrace
  • POSTED: 09/01/2010
  • BY: Mandi
  • BREED: English Springer Spaniel
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is the best insurance!

This is the second time we have purchased Embrace insurance. Our first experience was with our 3 year old Newfoundland who ended up with lymphoma. Embrace paid every claim without question. They were kind when she eventually passed away and stopped billing us without questions. I wish MY health insurance had such a great track record!I purchased the wellness program for 299 and they covered $400 worth of veterinary services. I got my puppy neutered and chipped and it was like I got a discount!
  • INSURER: Embrace
  • POSTED: 09/01/2010
  • BY: Aki
  • BREED: Newfoundland
  • AGE OF PET: 0 - 3

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1

out of 5

Terrible claim service

I am very disappointed in their claim service. I submitted one 3 weeks ago and have yet to hear back. All of a sudden, they said they had processed it over a week ago though I had never received their email. Worse, it was processed incorrectly.I would not recommend them based on terrible claim service. I'm looking at going with someone else at this point.
  • INSURER: Embrace
  • POSTED: 09/01/2010
  • BY: Chris
  • BREED: Boston Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

easy and worth every penny

The paperwork and submission process are simple and the processing time is quite fast. The customer service is excellent. I received email updates throughout the process and my questions were answered promptly.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Gloria
  • BREED: Labrador Mix
  • AGE OF PET: 7 - 10

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5

out of 5

They do what they say! (Rare now days!)

I was previously with VPI, and there is no comparison! Embrace process' quickly, and pays out much more. Plus, you can choose what you what, as far as coverage. I used to have to fight with VPI to get them to pay ANYTHING! I have referred two people already. (Total of 14 animals.) They have filed claims, and have been very happy as well. Now they are referring other people. I really appreciate the fact they do what they say!!!! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Cujo
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Customer Service

The claims representative from Embrace chased down invoices and diagnoses not once, but twice from our veterinarian to get our claims processed. We received our reimbursements quickly and correctly, well within their 15 day limit. The premiums are worth every penny.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: rochelle
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Honest, prompt settlements

In the past 2 months I have made claims for both of my dogs for expenses totalling approximately $3,000. I have received prompt service, good communication and reimbursement that was exactly what I expected, based on my contract with Embrace. This is consistent with my past experience with Embrace. I have recommended Embrace to everyone I know with pets.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Susan
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

Honest, Accessible, Friendly

I've submitted two claims in the three years I've had Embrace animal insurance and both times I've received speedy assessments and rapid reimbursement. The monthly premiums are not cheap, but the service is excellent. I have selected coverage for what can often prove to be expensive, elaborate treatments for potentially chronic illness (planning for the future that I hope doesn't come), and I have confidence that Embrace will uphold its portion of our agreement.
  • INSURER: Embrace
  • POSTED: 08/31/2010
  • BY: Michelle
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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