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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

4

out of 5

Important tool for pet care

I wish that I had gotten pet health insurance when my dogs were puppies. I also wish that I had gotten the continuing care coverage for my dog before he got to old. My dog loves to eat chocolate, so it has been important to have the insurance for the couple of occasions when he found chocolate and ate it. Having the insurance meant that I didn't hesitate to take him to the vet when that happened and that saved his life at least once. The fact is that I would rather have health coverage for my dogs and the peace of mind knowing that I can provide them with needed health care if the situation arises.
  • INSURER: ASPCA
  • POSTED: 09/09/2010
  • BY: Cindy
  • BREED: Shetland Sheepdog
  • AGE OF PET: 7 - 10

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5

out of 5

Huge Thank You!!

The response from my vet when I submitted Embrace's "pre-certification" form for my dog's expensive knee surgery (Medial Patella Luxation) says it all - they had never seen a Pre-Certification form from a pet insurance company!! I can't imagine paying the $2,500+ without knowing what, if anything, would be covered. All if my communications with the staff at Embrace has been very thorough and timely which is much appreciated as well. I find myself recommending Embrace to people at work, on the street, anyone with a pet really. Big thanks to Embrace from Rocco and me!! His quality of life has improved significantly with his 2 new knees!! :)
  • INSURER: Embrace
  • POSTED: 09/09/2010
  • BY: Alex
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 7 - 10

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5

out of 5

Good company easy to work with

I signed up for the Trupanion 2 month free trial offer. About day 28 into the trial offer my dog ingested two AA batteries. I took him to the Vet and recieved a $616 bill. I filled a claim with trupanion and faxed over the entire medical history. Less then one week later I have a check in the mail for 90% of the bill as promised. They are really easy to work with absolutely zero hassle. The only thing I would improve is the ability to submit claims via email. Not everyone has a fax or enjoys going to the post office. I would have given them a 10 had they had email claim submission.
  • INSURER: Trupanion
  • POSTED: 09/09/2010
  • BY: Mike
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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5

out of 5

Good company easy to work with

I signed up for the Trupanion 2 month free trial offer. About day 28 into the trial offer my dog ingested two AA batteries. I took him to the Vet and recieved a $616 bill. I filled a claim with trupanion and faxed over the entire medical history. Less then one week later I have a check in the mail for 90% of the bill as promised. They are really easy to work with absolutely zero hassle. The only thing I would improve is the ability to submit claims via email. Not everyone has a fax or enjoys going to the post office. I would have given them a 10 had they had email claim submission.
  • INSURER: Trupanion Canada
  • POSTED: 09/09/2010
  • BY: Mike
  • BREED: Rottweiler
  • AGE OF PET: 0 - 3

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5

out of 5

So far so good!

I just received an email from Embrace letting me know that the first claim I submitted will be covered. I was a bit skeptical about pet insurance and feared I would have to fight for coverage with each claim, but I am very pleased with my experience with Embrace thus far--particularly as my pup's injury was the result of my dinner prep! My girl loves to lie at my feet as I cook and in a moment of just plain bad luck, hot water spit out of a boiling pot and landed in her eye causing major swelling and irritation. I received an email confirming receipt of my claim within hours of visiting the vet and was given a coverage decision in 10 business days. I chose a $200 deductible and the cost for this visit was only $120, so it was simply applied to my deductible. We'll see what happens when I require an actual pay out, but I am hopeful that I will continue to have positive experiences with Embrace. I appreciate the monthly emails, Facebook page with daily tips, and friendly communication. Overall, Embrace seems to be a company filled with people who care about animals and their jobs. Thank you!
  • INSURER: Embrace
  • POSTED: 09/09/2010
  • BY: Grace
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

ASPCA is the best

When I adopted my first dog (Shamos)as a puppy, I asked my friends for some solid pet owners advice. What would they do over if they could do it again from the start as a pet owner? One friend told me - get pet insurance! Sure enough this has paid off, not only when poor Shamos ate rat poison from my building in NYC, but also when my second puppy, Belle, fractured her elbow joint. ASPCA has quickly and efficiently managed every claim and covered basic puppy exams and maintenance checkups as well as injury claims. They have a variety of plans based on your coverage needs and have a great online management system so you can easily submit and track your claims. You also get a discount for multiple pet coverage. Not to mention, this is an animal organization, not an insurance organization. They have a sincere interest in helping our pet community. I could not have afforded the vet costs to maintain my pups' health without them. Don't be fooled, you can't afford not to invest in pet insurance. Just do it! You'll thank me like I thank my friend every day!
  • INSURER: ASPCA
  • POSTED: 09/09/2010
  • BY: Shamos
  • BREED: Scottish Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

Great!

I have nothing but good things to say about Embrace Pet Insurance. I have filed several claims and always received prompt, professional responses from the customer service representatives. They provide such an easy process for claims and of course if at any time I have a question, just a quick e-mail to them and I have a response usually within 24 hrs. I feel much more secure knowing that Chance (my Golden Retriever) is insured because he is just like my child. I want to be able to provide him with the best medical care, regardless of cost. Embrace provides a low monthly premium that does just that for me.
  • INSURER: Embrace
  • POSTED: 09/09/2010
  • BY: Betty
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

True Professionals and Caring People

It was Cloudys first Wellness Exam and they handled the claim in 3 business days and I had my money back in 5 business days. Embrace is a company full of the best professionals I have ever seen. They care about your pet as if it were their own. This is the best most outstanding compay I have ever dealt with. Embrace is the best insurance provided in the United States by far! I like them so much I sent them pictures of Cloudy! They Care that much!
  • INSURER: Embrace
  • POSTED: 09/08/2010
  • BY: David
  • BREED: Domestic Shorthair
  • AGE OF PET: 0 - 3

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5

out of 5

Glad I have ASPCA PET INS.

Our 3 cats are now 11 and 12. I decided that now is the time to get health insurance for them. Many plans will not accept "older pets". ASPCA did! My Jeter vomited blood and I rushed him to the vet. ASPCA paid my claim promptly. I was very glad I had them
  • INSURER: ASPCA
  • POSTED: 09/08/2010
  • BY: Joan
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Fantastic Service - quick and responsive

My bulldgog required emergency surgery for an obstruction in her digestive tract. Embrace processed the claim quickly and professionally. As promised, they paid the claim in full less the deductible and my co-pay. I would highly recommend them to anyone who wants peace of mind when it comes to pet insurane.
  • INSURER: Embrace
  • POSTED: 09/08/2010
  • BY: Mike
  • BREED: Bulldog
  • AGE OF PET: 7 - 10

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