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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

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Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 5

Too Much Paper Work

I have had 2 well care visits in the past year, neither of which was applied to deductible. I took my dog 1 year ago because my neighbor died and no one wanted him. When he got a bad reaction to a bee sting, Embrace gave me a hard time about submitting 2 years of records, which I did not have. Only had the two wellcare visits that I had given him. After much a do about nothing they finally accepted the records that I had. The claim came just before the year end of my policy and by the time they applied the deductible my check was for $8.86! All that paper work for $8.00! Anyway I think that they should apply the deductible for the last 3 mths and first 3 months of the contract so that if you get another emergency within that time, you have already met the deductible. If it was carried over like most policies, it would be a big help. If I have another claim this week, I will have to meet the deductible again! Does not seem right to me. It took about a month to get my $8.00. I am hopeful that any further claims, will not be so difficult to get paid. Since they have increase my monthly fee, by $8.00. Big jump for someone that has only had 1 claim, and they only paid out $8.00!!!
  • INSURER: Embrace
  • POSTED: 08/27/2010
  • BY: Porsche
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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3

out of 5

Claims process could be faster

I think the claims processing could be quicker. It took from the time I sent the claim until they cut a check a little over 4 weeks. Maybe I'm expecting too much.
  • INSURER: Embrace
  • POSTED: 08/25/2010
  • BY: Jeannine
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 7 - 10

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5

out of 5

Highly Recommend!

Wow, I submitted a claim that I really didn't think would be reimbursed and to my surprise I received partial reimbursement. I have had other pet insurance in the past and never received a reimbursement on any claim submitted. Service is outstanding. I highly recommend this company.
  • INSURER: Embrace
  • POSTED: 08/25/2010
  • BY: Beth
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 0 - 3

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5

out of 5

Pet Insurance ..soownderful!!

Charlie was so sick with GI vomiting, diaerhea and abdominal tenderness and resulted in exploratory surgery! Dr Prince saved her life by finding a section of bowel that had inverted into itself and he was able to fix it. She had post op intravenous and is on a very special diet for the next couple of months. The insurance company notified me when they received the claim (which was substantial), informed me by email when it had been processed and I had the cheque within 2 weeks of notification...AMAZING and the forms are so easy to complete. Thanks to the staff at hte clinic, they filled in everything that needed to be done and faxed it to the insurance company....sure helped relieve a lot of the stress of Charlie's illness and the bank account!!!! I wouldn't be without the insurance and this is the best company I have ever had to deal with!
  • INSURER: Trupanion Canada
  • POSTED: 08/25/2010
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Pet Insurance ..soownderful!!

Charlie was so sick with GI vomiting, diaerhea and abdominal tenderness and resulted in exploratory surgery! Dr Prince saved her life by finding a section of bowel that had inverted into itself and he was able to fix it. She had post op intravenous and is on a very special diet for the next couple of months. The insurance company notified me when they received the claim (which was substantial), informed me by email when it had been processed and I had the cheque within 2 weeks of notification...AMAZING and the forms are so easy to complete. Thanks to the staff at hte clinic, they filled in everything that needed to be done and faxed it to the insurance company....sure helped relieve a lot of the stress of Charlie's illness and the bank account!!!! I wouldn't be without the insurance and this is the best company I have ever had to deal with!
  • INSURER: Trupanion
  • POSTED: 08/25/2010
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Best Pet Insurance

My cat spent six nights at an emergency clinic and had surgery. The bills kept adding up. Trupanion helped my save my pet. Without the insurance, I would not have been able to afford my cat's treatment.
  • INSURER: Trupanion Canada
  • POSTED: 08/24/2010
  • BY: Deanna
  • BREED: Himalayan Flame Point
  • AGE OF PET: 7 - 10

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5

out of 5

Best Pet Insurance

My cat spent six nights at an emergency clinic and had surgery. The bills kept adding up. Trupanion helped my save my pet. Without the insurance, I would not have been able to afford my cat's treatment.
  • INSURER: Trupanion
  • POSTED: 08/24/2010
  • BY: Deanna
  • BREED: Himalayan Flame Point
  • AGE OF PET: 7 - 10

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4

out of 5

EMBRACE WORKS HARD TO PLEASE

My little girl, Gracie (dog) had a mass on her head that needed to be removed. Vet did the work and we submitted our claim. Embrace initially made an error in the amount paid but with an email to them they looked into it right away and sent an addtional check. They worked well with us to get the issue straightened out and worked quickly.
  • INSURER: Embrace
  • POSTED: 08/23/2010
  • BY: Paula
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

So Impressed

We chose Embrace because of the reviews. Our experience has been just as consistent. We purchased the insurance when our purebred puppy was just 10 weeks old and, just after she turned one, we were surprised to find out that she needed knee surgery. Just like the reviews said, the Customer Service at Embrace is prompt, attentive, caring, and they provide reimbursement within 10-15 days. We have told everyone we can about Embrace. If you are deciding whether or not to choose Embrace, search no more. They're wonderful.
  • INSURER: Embrace
  • POSTED: 08/22/2010
  • BY: AJ
  • BREED: Entlebuch Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

fast & efficient

We received prompt and personal responses to our claims for our dog's vet visits. With instruction, we were able to submit the appropriate information and received our reimbursement well within the specified time frame. Thank you, Embrace!
  • INSURER: Embrace
  • POSTED: 08/21/2010
  • BY: cathy
  • BREED: Portuguese Water Dog
  • AGE OF PET: 7 - 10

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