Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
20,816 total
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This compant won’t pay claims
This company won’t pay claims. I submitted four claims for one of my dogs. Embrace denied three of them, claiming that they were pre-existing conditions. Review the negative reviews of this company. This is a typical pattern. To add insult to injury the company raised my premiums 38% after the first year of coverage. They wanted $1500 for no coverage. I cancelled and looking for a company that will sell me actual insurance.
Insurer: Embrace
By: William Ingalsbe
Not worth it, hidden escalation, less coverage, poor response to policy holders
Have been a customer for 10 years with our dog. While the claims process has been fine over the years, slowly but surely they’ve raised premiums and reduced coverage. Now, they announced changes that more than double the monthly premium. So at 110+/month and minimum deductible of $750, I need to pay more than $2000 in a year before I am able to only be reimbursed 50%. Not sure how that is worth it for most people with relatively healthy dogs like ours. I won’t be returning as a customer in the future given their poor response to these changes when I called and messaged for an explanation, won’t recommend them.
Insurer: Healthy Paws
By: Kevin Stolzenbach
Good reimbursement for serious issues
Good reimbursement for serious issues. But wellness reimbursement disappointed.
Insurer: Spot
By: Tony
Vet Bills are Expensive
I had to take my dog to the vet & I spent over $900 dollars, but it was a great relief to submit the claims & receive the majority of that money back! And the speed at which the claims were processed was fantastic too!
Insurer: Spot
By: KAREN
Pets Best customer
I am a satisfied customer of Pet's Best. Without this insurance I would not be able to provide my dogs the care they need. 5 stars.
Insurer: Pets Best
By: Miranda
I was given the options that would suit…
I was given the options that would suit my budget and protect my dog. The patience of Jen to explain all the coverages and what benefit they would have .
Insurer: Pumpkin
By: Sara
Ed's wellness visit
I was not expecting to get a refund of some of my vet expenses for my cat Ed. His appointment was for wellness, but I did receive some of the $$$ back, which was great. And I got it in one day!
Insurer: Spot
By: Roberta Connolly
The prices were much better than my…
The prices were much better than my previous coverage. Their reimbursement stunk. One of my claims were $1306 and they only reimbursed me $192. Yours has more coverage as well
Insurer: Prudent Pet
By: Barbara Stagg -Vaughan
BEWARE OF HEALTHY PAWS!
BEWARE OF HEALTHY PAWS! After 9 years of loyalty and paying their ever escalating premiums, they decided with a 60 days notice stating 8/1/25 ALL dogs 7 years plus received a 40% reduction in coverage, my deductible went from $100 to $1,000. Basically it is now health catastrophe insurance. They do not cover wellness Had I had known this I would’ve started my puppy with another insurance company that’s more solid like Embrace. I realize these newer companies start you off on a low premium with great deductibles and coverage and then all of a sudden either drop you totally or drastically reduce the benefits, upping the premiums and upping the deductible by 1000%. Now I can’t switch him because he has pre-existing conditions so I’m stuck with a high premium $1000 deductible and a 50% coverage. Go on Reddit, FB etc. and you see people’s reviews. This new policy just happened August 2025. BEWARE OF HEALTHY PAWS
Insurer: Healthy Paws
By: Tristan
Stress free application
Easy and straightforward application. Low rates and quick response.
Insurer: Nationwide
By: Happy customer