Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

20,816 total


Verified October 02, 2025

Decided to change pet insurance and…

Decided to change pet insurance and chose Pumpkin because of the coverage I was looking for and the price was not much more than my prior insurance.

Insurer: Pumpkin

By: Denise Lewis

October 02, 2025

Raised rates 150% in one year with no history of claims

Terrible Company - they try to get rid of older pets by tripling the rates when the animal ages - this is after 7!years with them and no claims

Insurer: Healthy Paws

By: Audrey

Useful
Verified October 02, 2025

Flexible Options

I appreciated that Pumpkin listed standard options for insurance, but also allowed flexibility to customize insurance to best suite my needs.

Insurer: Pumpkin

By: Kyle

October 02, 2025

I feel like the insurance was too high…

I feel like the insurance was too high and it didn't have all the all of the all of the items to you know all of the benefits and it took them 14 days for deposit you know too too long for the policy to the start

Insurer: Spot

By: Tammy Sandifer

Verified October 02, 2025

Satisfied with amount of money…

Satisfied with amount of money reimbursed and the amount of covered items/procedures, though I do wish the monthly premium was a smidge lower.

Insurer: Fetch

By: Zachery

October 02, 2025

Easy to use insurance

Easy to use insurance. Excellent returns

Insurer: Embrace

By: James Hendrix

October 02, 2025

Felt like retaliation

I’ve had Embrace for 9 years. The rates appear to go up yearly. A few months ago i sent a note telling them their automated system misdiagnosed my dog’s problem. Almost immediately someone at Enbrace contacted my veterinarian and requested my dog’s entire medical record. I was cc’d. They then denied my claim of lameness for reimbursement of Carprofen, stating that the med was for treating a pre-existing diagnosis. I recently contacted them and asked that they find a way to lower my monthly premium. She agreed, lowered the premium $20 but in exchange I had to agree to a higher deductible. I am seriously looking for a different insurance company.

Insurer: Embrace

By: janet brown

Verified October 02, 2025

Discount code applied for existing plan

I had a AAA reward code to use for 10% off of a pet insurance plan. However, I would have had to do it as a new member if I had just done it from the AAA website. I contacted Spot & AAA to find out how to apply the reward code to my existing plan and Spot went ahead and applied the reward code on the spot

Insurer: Spot

By: MTB

Verified October 02, 2025

happy

really polite and pleasant person she gave me different prices

Insurer: Prudent Pet

By: laurie schubert

Verified October 01, 2025

The process and cost is fair.

The process was easy to follow and I was able to get security for my beloved Sammy at a fair cost. Thank you for being there for us.

Insurer: Prudent Pet

By: Steve

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