Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,150 total


Verified April 29, 2026

My pet insurance quote took 2 minutes…

My pet insurance quote took 2 minutes to generate, and the options provided were easy to understand. Much appreciated.

Insurer: MetLife

By: Kate Brosious

Verified April 29, 2026

Easy to navigate and sign up!

Easy to navigate and sign up!

Insurer: Nationwide

By: customer

Verified April 29, 2026

Comparisons

Ive compared reviews, and prices and found metlife to be the best offer. They offered more for the price, and since my dog doesnt have any Pre existing conditions, and is pretty healthy, i dont think trupanion is needed as much, so i decided to go with metlife. Im glad they offered healthcare discounts tho. So well see with metlife.

Insurer: MetLife

By: VC

April 29, 2026

I had one dog on Trupanion

I had one dog on Trupanion, and by switching to Spot, I was able to get the coverage I wanted for $10 less per month. Now, that said, my dogs are a healthy lot, and I've never had a claim.

Insurer: Spot

By: Gakuya

April 29, 2026

I had them since 2020 and the one time…

I had them since 2020 and the one time that I actually needed their insurance they claimed “pre-existing condition” for a surgery, even thought my dog has never had issues other than an ear infection. They then want to jack up the rates by 35%? Unbelievable.

Insurer: Pets Best

By: iJayTTV

Verified April 29, 2026

So simple

So simple! I signed up in 5 minutes and for a great price. Thank you

Insurer: MetLife

By: Bridget Burlak

Verified April 29, 2026

Great rates when compared across…

Great rates when compared across others. Simple process.

Insurer: MetLife

By: Ron

Verified April 29, 2026

Rate increases

The easy of submission for claims is nice and they due process quickly but it’s absolutely ridiculous what the company does every year raise the monthly rates. I started at 28 dollars a month and now pay over 100. They also doubled my deductible to 500 and now only cover 70 of cost. And they do the reimbursement in a very shady way where they first reduce the bill to 70 percent and then add that to the deductible so it’s a much less number that gets added each time.

Insurer: Healthy Paws

By: Adam

April 29, 2026

I insured three dogs with Nationwide…

I insured three dogs with Nationwide and had a very disappointing experience overall each and every time. Despite paying monthly premiums for all three pets, I found that all claims—whether for routine care or legitimate medical issues—were either minimally reimbursed or denied entirely. The most recent example was my dog’s ear hematoma, which was denied as being related to a “pre-existing condition” (ear infections/otitis). This was frustrating, especially since it required real treatment and significant out-of-pocket expense. What concerns me most is the pattern across all three dogs. Even for relatively minor visits and check-ups, the reimbursements were so limited that the insurance provided little to no financial benefit. Between deductibles, partial reimbursements, and broad interpretations of “related conditions,” I ended up paying nearly everything myself while still paying monthly premiums. At that point, the policy no longer made financial sense, and I chose to cancel coverage for all three pets. I would strongly encourage others to carefully review how pre-existing and related conditions are defined, as this can significantly impact what is actually covered.

Insurer: Nationwide

By: Ko Disher

Verified April 29, 2026

Very easy enrollment process

Very easy enrollment process. I chose the family plan for my three pets, very competitive pricing.

Insurer: MetLife

By: Chick Ojeda

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