Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

21,203 total


May 02, 2020

New underwriter in 2020 changed the review from 10 to a 1

When I first signed up with this company, I gave them stellar reviews; however, things have gone downhill. This company lured me in with very low rates for pet insurance for all 3 of my dogs. After 2 years there was a significant increase in premium that raised my cost by almost $200 a year. They explained it was due to my premiums being too low compared to the national average and they needed to be raised. At this point, my dog was sick and I just kept the insurance. The following year there wasn't a large increase and they assured me that they wouldn't have a significant increase like that again. Fast forward 3 years later and they have changed underwriters. Now my premium has increased by $10-$15 per dog, raising my premium by $380 a year. At renewal, the company hid this significant increase by lowering my dogs coinsurance from 80% to 70% without my authorization. They said they did this automatically to not have my premiums raise significantly. When I asked them to change my policy back to what I authorized (what I signed up for) I then saw this large increase to my insurance rates. Had I not read my declaration page very closely, I would not have noticed this small change to my policy and wouldn't have seen this increase in premium. This is being done during the covid-19 pandemic and most insurance companies are offering discounts to their clients. Figo, is changing your policy design without your consent to hide the insanely large increase to your premiums. This company uses unethical business practices to lure you in with very low rates, knowing that after 4 years your dogs will have been to the vet several times and anything your dog has been to the vet for, another pet insurance company with not cover because it will be considered a pre-existing condition. Figo let me know that if I cancelled my policy, no other insurance company would cover my dogs cancer treatment. So either I pay the new high premium or just create a savings account to save an emergency fund for my dogs.

Insurer: Figo

By: V

Useful
May 02, 2020

Awesome Insurance

This insurance was so worth the investment. I had no idea I would have had an unexpected surgery emergency. Nationwide walked me through the approval and claim process and I was immediately reimbursed within days of my pet's surgery. I am grateful to have such a wonderful insurance company for my pet. Never before had I thought insurance was important- but you never know when an unexpected emergency arises. Protect your pets- they are your furry children

Insurer: Nationwide

By: Susanna

Useful
May 02, 2020

Great investment

Great investment!!

Insurer: Nationwide

By: Rick

Useful
Verified May 02, 2020

I wish my health insurer was this easy to work with.

Trupanion has been a blessing financially in caring for our elderly dog. I only wish I had known about Trupanion earlier on in her life. Every pet ownershould look into this company you won't be disappointed. Thanks Trupanion. Tom Shafer

Insurer: Trupanion

By: Tom

Useful
May 02, 2020

First because it is a wonderful product.

First, because it is a wonderful product. Next, when COVID made it more difficult to afford and I called to cancel, both people I spoke with were warm, non-judgmental, and one suggested more affordable plan options.

Insurer: Trupanion

By: Barbara

Useful
May 02, 2020

Pricey but good

quick reimbursement, good coverage. Only complaint is that my premiums go up every single year which makes it hard to afford the insurance with 3 dogs.

Insurer: Trupanion

By: Laurie

Useful
May 02, 2020

Our almost 15.

Our almost 15.5 year-old Westie, named Cody, is currently quite sick and needs quite a bit of medical care. I am very glad that I am able to get the best care for Cody without much consideration to the financial aspect as his insurance covers up to 90% without any maximum limit. Therefore, I would highly recommend trupanion to anyone who considers getting medical coverage for their pet. If I had another pet, I would certainly use trupanion again. .Maria

Insurer: Trupanion Canada

By: Maria

Useful
May 02, 2020

Great insurance

Super easy and fast

Insurer: Trupanion

By: Deborah

Useful
May 02, 2020

Easy claim process and quick payout.

The claim process was very easy and the claim was paid quickly, less than a week after Trupanion received the claim. Very pleased.

Insurer: Trupanion

By: Peggy

Useful
May 01, 2020

Healthy Paws Pet Insurance Rocks!

Healthy Paws pet insurance is the best! I can't say enough good about the company! They are so quick on claims, fair premiums, and top notch customer service! I feel like they really care how my dog, Thor is feeling! If you are concidering purchasing pet insurance I highly reccomend Healthy Paws!

Insurer: Healthy Paws

By: Julie

Useful

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