Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified November 26, 2025

Completely satisfied, above and beyond

I have had pet insurance for about five years now. I never needed it until my dog tore her cruciate ligament. After submitting the appropriate paperwork and getting the operation, I was reimbursed almost immediately to the full value of the insurance. they answered the phone quickly when I called. Their website was user-friendly and easy to navigate. Their reception staff were always courteous and knowledgeable. In short, excellent experience and I cannot recommend enough.

Insurer: Embrace

By: Scott

Verified November 26, 2025

Spot reimbursement

Spot Insurance paid the reimbursement as promised in 7-10 days. It was very easy to submit the online claim.

Insurer: Spot

By: Tammy Maida

Verified November 26, 2025

Nationwide shouldn’t be taking payment…

Nationwide shouldn’t be taking payment for insurance if I don’t have insurance for my pet for 3 business days. It wasn’t transparently communicated that I have to wait for approval before I have insurance for my pet.

Insurer: Nationwide

By: Samantha

November 26, 2025

Seamless Experience!

This is my first time ever having pet insurance so I wasn't sure what to expect here, but my experience was nothing short of the best! I submitted a wellness claim for my pet on 11/14 and it was processed within 2 business days on 11/18. Compensation was given on 11/24, 4 business days after the claim was completed. PetsBest was diligent when informing me about the process from start to finish. I couldn't be more pleased. Thank you for the seamless experience!

Insurer: Pets Best

By: TAMARA

Useful
Verified November 26, 2025

So fast and userfrendly!

So fast and userfrendly!

Insurer: Nationwide

By: Carolyn

Verified November 26, 2025

Fast response and reimbursement

Fast response and reimbursement

Insurer: Healthy Paws

By: Gabriela

Verified November 26, 2025

just signed up

just signed up

Insurer: Prudent Pet

By: Frances Grosshandler

Verified November 26, 2025

It's expensive but it's worth it

Website is easy to navigate they are quick on paying your claims no hassle You get what you paid for especially if you have a small dog

Insurer: Figo

By: Paul B

Verified November 26, 2025

Easy to enroll

I was able to enroll in just a few minutes.

Insurer: Nationwide

By: customer

Verified November 26, 2025

Luka

I’ve had Healthy Paws for about 7 years. I have never had any issues regarding reimbursement for services for Luka. Always prompt payment and would highly recommend Healthy Paws!!!

Insurer: Healthy Paws

By: Cecilia Fagan

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