Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified April 29, 2026

You take as long as possible to review…

You take as long as possible to review very simple pet insurace just so that you might not have to make a single vet appointment payment,

Insurer: Nationwide

By: customer

Verified April 29, 2026

Handled easily and swiftly via the app

Incredibly easy to submit via the app, and I received my payment within about 1 week, along with a very clear statement about what was covered or not. Payment terms were fair and expected.

Insurer: MetLife

By: Leslie Giordano

Verified April 29, 2026

The whole process of filing the claim…

The whole process of filing the claim and payment was smooth and easy!

Insurer: Pumpkin

By: Antonia Vasilopoulos

April 28, 2026

Overpriced, Opaque, and Hard to Reach — Save Your Money

I paid over $2,000 out of pocket for my cat Wasabi's dental procedure. When I submitted the claim, I included a detailed explanation supported by my veterinarian's own assessment. The denial I received back didn't engage with a single point I raised — it was a generic, templated response that showed no evidence anyone had actually read my submission. Getting any kind of follow-up has been a nightmare. Online chat and email go nowhere — responses are slow, vague, or simply don't come. I haven't even bothered calling because I already know what that experience looks like. To make matters worse, this policy is riddled with internal fine print that you simply won't catch unless you read every line with a magnifying glass. I previously had coverage through Nationwide, and they covered things without all this bureaucratic runaround. Pets Best is significantly more expensive — and delivers significantly less. Expensive premiums. Hidden limitations. Templated denials. No real customer service. I am furious, and I want other pet owners to know what they're signing up for before they commit to this policy. I am currently in the appeals process. I will update this review with the outcome.

Insurer: Pets Best

Veterinarian: San Francisco Pet Hospital

By: PENGYU

Useful
Verified April 28, 2026

Took 5 attempts first my payment to be…

Took 5 attempts first my payment to be accepted...that was frustrating.

Insurer: MetLife

By: Tangie Hyatt

Verified April 28, 2026

The quote and writing of the policies…

The quote and writing of the policies were quick and easy process.

Insurer: Nationwide

By: Rebecca Hott

Verified April 28, 2026

One of the best pet insurance

One of the best pet insurance. It's very easy to file a claim and the payment does not take long. Thank you

Insurer: Spot Canada

By: customer

Verified April 28, 2026

Ease of enrollment.

Ease of enrollment.

Insurer: Nationwide

By: Jackie Howell

Verified April 28, 2026

Easy application that only took a few…

Easy application that only took a few minutes.

Insurer: Nationwide

By: Collette S.

April 28, 2026

Puppy Insurance—Pets Best

"I was having a hard time deciding which pet insurance to buy for our new puppy. I finally decided on 4/19 to go with Pet's Best. I added on to the plan to include wellness coverage. Her appointment was on 4/20. I submitted the bill right after her appointment and was super surprised when I got an email that evening saying the claim was processed. I received the payment on 4/24. It was a flawless, very easy process. "

Insurer: Pets Best

Veterinarian: South Shore Veterinary Hospital

By: Karen

Useful

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