Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


April 22, 2023

First claim

Very pleased that I chose MetLife to cover our dog. The only problem I had was because I didn't initially watch the instructions they gave. Claim review and payment went quickly.

Insurer: MetLife

By: Susan

Useful
April 22, 2023

Excellent insurance

We have had this insurance since we adopted our pup at 8 weeks old. Insurance has always covered everything they said the would without hesitation. Their app is easy to use and they send payments quickly. I’ve recommended them to family and friends.

Insurer: ASPCA

By: Vasuki

Useful
April 22, 2023

MetLife Came Through for Us When We Needed Them

I wanted to take some time to share my recent experience with MetLife Pet Insurance. Over the years, we've had many pets, but never signed-up for insurance. That recently changed when my employer offered it through MetLife with a discount as a benefit. I decided to sign up but was always skeptical how difficult it would be to submit a claim and get it approved if I ever needed to. Unfortunately, just a few months after I signed up for the policy, our now 16-month-old Labrador tore the cruciate ligament in her left leg when she slipped on the floor. We had TPLO surgery done, which cost $4,200, and I immediately filed a claim with MetLife after I had collected all the paperwork. The online claim submission process was very easy, intuitive, and did not require anything extraordinary or unreasonable. After a few days of waiting, I was notified that the claim was approved! To be honest, I thought it was going to be a battle to get it approved, but there were no follow-up questions or requests for any other records beyond what I had already submitted. Within a day of the claim being approved, I received an email with instructions for payment options. I selected a direct deposit into our checking account, and the money was deposited in less than 24 hours! Wow! It's hard enough to have to go through all of this drama with our pup, but having MetLife pay our claim with no questions asked has definitely provided us with some much-needed good news and relief. Thank you, MetLife! It's great to know there are still companies out there who provide great service and do what they say! I hope to never have to file another claim again in the future, but it's comforting to know that MetLife has my back if I do.

Insurer: MetLife

By: Dan

Useful
Verified April 22, 2023

Quick and efficient

Efficient and quick reimbursement

Insurer: Trupanion

By: Janet

Useful
Verified April 22, 2023

Best choice for your pet

It was so easy and effortless. I also was paid right away! It’s so worth it to have this insurance

Insurer: Trupanion

By: Elena

Useful
Verified April 22, 2023

Piece of cake!

It was very easy and painless!

Insurer: Trupanion

By: Faith

Useful
Verified April 21, 2023

Extremely happy!

Completely seamless.

Insurer: Trupanion

By: Jennifer

Useful
Verified April 21, 2023

Lynn is at the mercy of your system.

Lynn is at the mercy of your system. Trupanion stumbled on my claim with the lame excuse that they hadn’t downloaded a weeks worth of emails and claims. My 5 year old dog ended up passing away from and inoperable mass and not only was the fact that we had insurance a moot point; Trupanion originally claimed his vet bills were ineligible due to their own confusion and added pressure to an already horrible situation. They ultimately approved the claim but the added chaos is not appreciated. I notice they are never late or have trouble when they want their payment. Sad and disappointing. Not Lynn’s fault but definitely the company’s.

Insurer: Trupanion

By: Claire

Useful
Verified April 21, 2023

quick and

quick and easy procedure

Insurer: Trupanion

By: Mary

Useful
Verified April 20, 2023

I have always had the best service from Trupanion…everything from my claims being processed immediately to excellent customer service.

I have always had the best service from Trupanion…everything from my claims being processed immediately to excellent customer service.

Insurer: Trupanion

By: Paulette

Useful

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