Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified June 12, 2025

IT WORKS!

Pup was seized in the middle of the night with excruciating pain. I rushed her to emergency vet and they evaluated, x-rayed and medicated by little fuzzy companion. The x-rays weren't cheap but when I submitted the claim, Pets Best paid it in record time. It's good to know that you get what you paid for with this pet insurance company.

Useful
Verified June 12, 2025

Fast and efficient refund!

"My kitty had a seizure at the vet's office and they sent me to an emergency hospital since they had given her a med for the seizure and she needed monitoring (and they were closing early) they asked me if I wanted to do imaging to get to the bottom of it and I said yes and they reffered me to a neurologist and they did all sorts of testing and imaging and I maxed out my credit card to pay for it but I had trust on petsbest because you guys always come thru and cover whatever it is. My refund/rebate was processed quickly and I was able to pay it back before the due date of my credit card. So I'm thankful to you guys a lot!! I'm gonna be a customer forever! "

Insurer: Pets Best

Veterinarian: The Gentle Vet

By: Ali

Useful
Verified June 12, 2025

Confidence When You Need It

As usual, you never see it coming. Suddenly my dog became lethargic, stopped playing, stood in front of his food bowl for a minute before half-heartedly eating. I sometimes ponder the importance of the monthly premium for pet insurance, at least when things are going well. But suddenly they aren't, and I'm happy to not have to worry about making choices due to finances at least. Turns out Lincoln had spiked a fever, and after bloodwork and an x-ray, it was still a mystery. My vet's best guess was to treat with antibiotics, which she said in a small amount of mystery cases such as this, helped resolve the problem. A good guess, and Lincoln recovered well within just a few days. Within a couple weeks after filing my claim, Pets Best reimbursed me, and sent me my EOB, all which were completely easy to understand. In my experience, this has been consistent behavior for this company over Lincoln's entire lifetime since puppyhood. He is now 8, and it's a no brainer for me anymore.

Insurer: Pets Best

Veterinarian: Wilmington Animal Hospital

By: Julie

Useful
Verified June 11, 2025

Pleasantly surprised

Next, share your review on PetInsuranceReview.com! To make it easier, here's what you shared with us on your claims story: "This is the first time I've used Pet's Best" pet insurance for my dog. I was surprised that they were satisfied with the documentation that I turned in, I have had pet coverage for twenty plus years and I was amazed at how seamless the process was. No calling or emailing me for additional information.It MAY be a tad bit more expensive but I think it's worth it for the peace of mind knowing that I don't have to jump through hoops to get reimbursed. If things continue to go the way the past claim went I will be 100% satisfied."

Insurer: Pets Plus Us

By: Vicki

Useful
June 11, 2025

Need improvement

We used to have Healthy Paws but with 2 new dogs we tried Pets Best. Their price on one dog was lower but slightly higher on the other. We submitted a claim and it came back and they paid it as it should be paid however they took much longer to pay than healthy paws. I also don't like that they can't mail you a check this way I can tell that they paid it. Instead I had to keep checking my account to see if the money went in. I will reevaluate my contract when it's up.

Useful
June 10, 2025

I love Pet's Best

Pets Best is a great pet insurance. Submitting claims are really easy via the website or the app, which I have on my phone. I just snap a picture of the receipt, click the relevant options, and I can do the whole thing in a couple of minutes. Claim processing is usually timely, and the explanations are clear to understand. When my dog, Smudge, was bit by another dog, I was able to submit a claim for the bill and, because we'd met our deductible, we only owed less than $100 of a $4,000 bill. Pets Best lets me know we can get the care we need for our dog with peace of mind about the costs.

Insurer: Pets Best

Veterinarian: Brooklyn Veterinary Group

By: Amy

Useful
June 10, 2025

Reimbursement fast!

After my puppy was in the hosptial healthy paws was able to send me a check for the bill within 2 weeks! It was fast and they did a great job with it. Very thankful for pet insurance saving us over $6,000!

Insurer: Healthy Paws

Veterinarian: Reading Animal Clinic

By: Jade

Useful
June 06, 2025

The absolute BEST experience

"Pets Best was amazing! Fortunately we have never had to use our insurance until this past month. I have to say the experience from start to finish was super easy and the communication and status updates and reimbursement process was so quick. I researched a lot of pet insurance and I am so glad I made the right choice with Pets Best! Very pleased. Paid my deductible and copay and was reimbursed for the rest. Thank you all so much!"

Insurer: Pets Best

By: Shannon

Useful
June 05, 2025

Wellness claim

I love how easy it is to file a claim and receive payment. I recently had my dog in for her yearly exam. To submit a claim, I just uploaded a copy of my receipt online. I immediately received confirmation the the claim was received. In less than a week I received an email notice that my claim was approved. I received a check a few days later (would have been faster if I set up direct deposit). No issues, no questions from the company wanting additional paperwork.

Insurer: Pets Best

Veterinarian: Pets First

By: Jennifer

Useful
Verified June 04, 2025

Maggie’s care

I can not speak highly enough of how easy and fast this claim was.

Insurer: Pets Best

By: Michalle

Useful

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