Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified October 20, 2025

Easy to file claims

Easy to file claims. Very Responsive.

Insurer: MetLife

By: Mike

Verified October 20, 2025

It was quick.

It was quick.

Insurer: MetLife

By: Gary

Verified October 20, 2025

Easy to navigate online system and…

Easy to navigate online system and enter information

Insurer: MetLife

By: customer

Verified October 20, 2025

Filing claim was easy and fast.

Filing claim was easy and fast.

Insurer: MetLife

By: Patrick Gee

Verified October 20, 2025

Such a fast turnaround!

Your processing time from submission to payment was so fast!!! Thank you

Insurer: Pumpkin

By: Lysa

Verified October 20, 2025

It takes forever to get paid back for…

It takes forever to get paid back for vet visits. This year my dog was diagnosed with cancer. An he has have to have had surgery 3 times so his vet bills so far have totaled almost 25k. To no shock his policy is to renew on November 11th 2025 an to no surprise his policy has gone up over 150.00 so I went from paying 240.00 to 350.00 a month. When I asked why the increase was told due to the vets have increased so they need to as well. Funny part is my kids also have MetLife pet insurance an their insurance has not gone up.

Insurer: MetLife

By: DS

Verified October 20, 2025

Fast and easy claim process

Very fast process and was surprisingly easy to submit the claim and monitor it on the app. I set up direct deposit so I was able to get reimbursed very easily, although I would say setting it up was sort of buried in the app so I would suggest they make that easier to find since I stumbled across it.

Insurer: Spot

By: Maurice Motley

Verified October 20, 2025

Thank you

Thank you. My claim was processed in 7 days.

Insurer: MetLife

By: Aaron

Verified October 20, 2025

Claims paid out in 72 hours

Claims paid out in 72 hours! Just wow

Insurer: Pumpkin

By: Liz

Verified October 20, 2025

Pumpkin is great

Pumpkin insurance is great. When I submit a claim they process and review it very quickly. They are professional and fair. I would definitely recommend them to anyone looking for Pet Insurance.

Insurer: Pumpkin

By: Christina Castro

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