Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,940 total


Verified January 28, 2026

Great insurance for our pets

Great insurance for our pets. Quick and easy reimbursement for our bill from the vet.. thank you.

Insurer: Spot

By: Yolanda Campbell

Verified January 28, 2026

Allows me to focus on my pet

The app makes it very easy to submit electronic documents that me vet emails me. Spot lets you know everything that is needed and once you have your pets profile saved in the system, it’s streamlined and simple. Makes it so the only thing I have to worry about is taking care of my dog and not fighting with a company for reimbursement Thank you Spot team

Insurer: Spot

By: RM P

January 28, 2026

I am very happy that I chose fetch pet…

I am very happy that I chose fetch pet insurance. They are reliable, quick on responding to claims and e very helpful.

Insurer: Fetch Canada

By: Maria Fe Austria-Salter

Verified January 28, 2026

We truly love the coverage that we have…

We truly love the coverage that we have for our puppy, and we wouldn't ever consider switching to another company. The turn around for claims is quick, the app and claim submission is easy to navigate, and it is accepted by many providers. ASPCA is truly wonderful!

Insurer: ASPCA

By: TJ Brown

January 28, 2026

Embrace is the best!

I love having Embrace pet insurance for my cat Gracie. Every claim I've ever made was either paid the same day or the following day. I would recommend them to anyone that has a pet. It's one of the best decisions I've ever made. They are the best!

Insurer: Embrace

By: Cindy Rahal

Verified January 28, 2026

You guys are great

You guys are great. Once I figured out how to submit the claims and the medical records together. It was much easier. Thank you for making it so easy to submit claims and giving me peace of mind that I can afford to take care of my aging pet.

Insurer: Fetch

By: Denise Duchene

Verified January 28, 2026

Trupanion is AWESOME!

Trupanion is AWESOME! It's such a relief to know that whatever happens to our boy that we are covered by a pet insurance that truly goes out of its' way to take care of us. The form is easy to fill out to get reimbursed, their responses are fast, and if there are any questions about a submitted receipt it's clear and supportive.

Insurer: Trupanion

By: Marj

Verified January 27, 2026

Getting this policy was an efficient…

Getting this policy was an efficient and very easy process. Delta was excellent and took the time to ask all pertinent questions.

Insurer: Nationwide

By: Martin Klein

Verified January 27, 2026

Handled claim and payout quickly

Reviewed submitted charges that could be paid and made the reimbursement payment very quickly.

Insurer: Fetch

By: Gayla Lowery Griffin

January 27, 2026

My policy went from $76.77 to $91.65, Trupanion is criminal

My policy went from $76.77 to $91.65. I cancelled the policy as a result and went to Pets Best. Trupanion continued to charge me for 7 months eventhough I had cancelled due to a loophole where they called me and LVM to be sure I really wanted to cancel although I was already confirmed as cancelled. Because I didn't call them back, they kept my already canceled policy active over $700 bucks! They won't let me hear the call where I canceled and are refusing to refund me. Very angry and disappointed in them. DO NOT USE THEM.

Insurer: Trupanion

By: Angela Fagin

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