Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,056 total


February 19, 2026

online tool doesn't work, horrible support

I created my home and auto quotes online, tried to buy the policy and got a generic "oops something went wrong" error on their site. Called them and they suggested to clear cache/cookies, and to try an incognito window. did all of those, none worked. Tried another browser, same problem. Called them 3 times for help. Nothing. Tried one more time and the agent said they have to escalate it to next level support which would take 14 days. FOURTEEN DAYS! I started this process two weeks before my policy renews at another provider thinking I'll have plenty of time...nope. So the agent says "ok, I suggest you look for coverage elsewhere" Wow. Is there any insurance company that doesn't suck?

Insurer: Sonnet

By: Jason Little

February 18, 2026

This company is a scam. AVOID at all costs.

This company is a scam. I just realized that they have not paid a single claim since we signed up with them. They are claiming that every time we have to visit a vet its due to pre existing conditions, even though the vet says there's no indication of pre existing condition connection. And the appeal process is BS. there's been no follow up. We've been paying $167.57 per month for several years. What an absolute joke.

Insurer: Embrace

By: Nikita L

February 18, 2026

Super easy

It was really to get an estimate for my dog's insurance. The required details were pretty straightforward.

Insurer: MetLife

By: Arcenis Rojas

February 18, 2026

It was east to get insurance online.

It was east to get insurance online.

Insurer: MetLife

By: V Marvin

February 18, 2026

Don't bother with this insurance

I give them a big fat 1 star. This company is very quick to take your payment but when it comes time to reimburse a policy holder they find any and every reason possible to not pay out. For an organization that says they help pets I would have thought better of them. They will not be getting anymore of my money ever.

Insurer: ASPCA

By: David Pogue

February 18, 2026

Professional and expedient!

Customer service was excellent and guided me though the process to complete submittal. Near instant feedback and payment. Super easy to submit a claim. Unbelievably quick!

Insurer: Trupanion

By: Christopher Heczko

February 18, 2026

Quick and easy process and refund…

Quick and easy process and refund received.

Insurer: MetLife

By: GHP

February 18, 2026

MetLife is easy to use

MetLife is easy to use. You just upload the invoice and doctors notes and they get back to you within weeks with a deposit that goes right into your account once approved.

Insurer: MetLife

By: customer

February 17, 2026

could not pay with credit card

could not pay with credit card

Insurer: MetLife

By: RAFAEL SALVADOR REQUENA BRACHO

February 17, 2026

i needed coverage to start immediately

i needed coverage to start immediately, not 3 weks from now....please do not start payments

Insurer: Nationwide

By: customer

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