Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified November 13, 2025

Great service

Reimbursement is prompt and without issue.

Insurer: MetLife

By: customer

Verified November 13, 2025

We love Pumpkin❤️

Pumpkin pet insurance and their wellness plan is amazing. I use the wellness plan for all three of my fur babies. It’s simple I go to the vet, submit my invoice with my claim and get paid within a couple of days!! Pumpkin, you are the best!! My fur babies say thank you!❤️

Insurer: Pumpkin

By: Stephanie

Verified November 13, 2025

Easy to sign up

Easy to sign up; great information.

Insurer: Nationwide

By: Amy Kellett

Verified November 13, 2025

THE SIGN UP FOR PET INSURANCE WAS VERY…

THE SIGN UP FOR PET INSURANCE WAS VERY EASY

Insurer: MetLife

By: WILLIAM PASTOR

November 13, 2025

Easy to figure out ,great instructions

Easy to figure out ,great instructions

Insurer: Sonnet

By: J.H.

November 13, 2025

Responses unlikely

This company is awful. I paid upfront for a year and their website / app never works. I have been trying to file a claim for weeks and cannot submit anything. You call their number and no one picks up. You send them an email and no one responds. Time to reach out to a lawyer to get my money back.

Insurer: Pets Best

By: Katie

Useful
Verified November 13, 2025

Over the web to submit claim is easy…

Over the web to submit claim is easy and convenience. Claim is review and done on time. Fast submitting payment through direct deposit is great. Save time and redundant paper work.

Insurer: Spot

By: Siu Lo

November 12, 2025

Honestly this is a waste of time and…

Honestly this is a waste of time and money. We have had insurance with trupanion for 8 years. They have covered so little of the two emergency medical claims (both claims under $1000) we have needed to make and the increased in how much we pay a month is horrendous (have more than doubled) over the years. I would recommend if you get a dog just open a savings account for unexpected costs instead of something as pathetic as this 'insurance'. It is a joke. I will never be using trupanion again for future pets and will strongly discourage anyone considering it in the future going with them.

Insurer: Trupanion Canada

By: kristiina Wood

Verified November 12, 2025

Great communication

It has been very easy to send in the Vet bills and get reimbursement for those that qualify. They have been easy to contact when I have questions that need answering.

Insurer: Spot

By: Patricia Weilbacher

Verified November 12, 2025

The app is easy to use and they…

The app is easy to use and they refunded my expense per my plan in a timely manner with a direct deposit to may account.

Insurer: Spot

By: Chris Soto

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