Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified February 20, 2026

It's been over two weeks and no word on…

It's been over two weeks and no word on the approval. I don't even want this insurance anymore and I have no way of canceling. Just a stupid process overall.

Insurer: Nationwide

By: Devon

Verified February 20, 2026

Had coverage with a previous cat and…

Had coverage with a previous cat and was always treated well and payment was never an issue

Insurer: MetLife

By: Brenda Rodocker

February 20, 2026

Fast and Efficient Service

Pet Best quickly responds to my submission of a claim and after review sends a check within a weeks time or explains those that are not covered. Excellent service.

Insurer: Pets Best

By: Laraine

Verified February 19, 2026

Great service and professionalism

Great service and professionalism. I submitted my cat Orbit's bill from the emergency vet office and they processed it quickly. I did not expect this to happen to my cat and the expense was a surprise but having this insurance has been such a blessing.

Insurer: Spot

By: Michael Robertson

Verified February 19, 2026

Great pet Insurance

We’ve had pumpkin insurance since 2022 We have only used it once since joining until this month as our Yorkie is having a few health issues Pumpkin has been there every step of the way If you don’t think pet insurance is worth the monthly costs believe me when you need it you will be so happy that you have it We submitted the bills and pumpkin explained the payouts after the deductible and we received our checks immediately The staff at pumpkin are so nice Very helpful and are happy to answer any questions we had We are so pleased with our pumpkin plans and highly recommend this company

Insurer: Pumpkin

By: Carol

Verified February 19, 2026

Smooth and easy

Smooth and easy

Insurer: MetLife

By: Melissa Melissa Foose

Verified February 19, 2026

Ease of signing up for coverage of my…

Ease of signing up for coverage of my cat.

Insurer: MetLife

By: Lori

Verified February 19, 2026

MetLife makes it so easy to keep my…

MetLife makes it so easy to keep my pets healthy. Easy sign up and easy reimbursement.

Insurer: MetLife

By: Kimberly Davis

Verified February 19, 2026

Easy to apply

Easy to apply. Quick response.

Insurer: Nationwide

By: Renee R

Verified February 19, 2026

I have had this insurance for 6 years

I have had this insurance for 6 years, had only submitted a few small claims in 2024. Fast turn around for payment. This year my dog was hit by a car, was hospitalized and required surgery. Submitted claims and was asked for medical records from 2020 to 2022. Once they received them they promptly paid out on $21,000.00 worth of claims. Was impressed, and thankful, for the speed of payment on these claims as I live on a fixed income. Would highly recommend Healthy Paws to anyone considering pet insurance

Insurer: Healthy Paws

By: Patricia Coyne

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