Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,916 total


Verified December 13, 2025

Easy to submit

Easy to submit

Insurer: MetLife

By: Kerry B

Verified December 13, 2025

I can’t tell you how much I recommend

I can’t tell you how much I recommend getting pet insurance!!!!! MetLife has been fanfriggintastic! Cost is affordable and they have never denied a claim or given any hassle. Took a few times to get the submitting down, but just make sure you have all receipts and the SOAP notes from vet with relevant info and dates. Thanks for what you do, have done and will do. Rob R

Insurer: MetLife

By: Rob R

Verified December 13, 2025

Easy Pet Insurance Process

It felt somewhat easy to pick out insurance for my pup; the different tiers were clearly explained so I felt like I was able to easily pick out the insurance that worked best for us.

Insurer: Nationwide

By: LW

Verified December 13, 2025

Was easy

Was easy. Reps were great. Is my first claim. I. Very impressed and grateful.

Insurer: Healthy Paws

By: Mark

Verified December 13, 2025

Fetch was great they pay within a week…

Fetch was great they pay within a week and no questions asked just send invoice and bam your paid

Insurer: Fetch

By: Mary Montoya

Verified December 13, 2025

I recommend Fetch Pet Insurance

Easy to complete & submit information about my claim. Frequent status updates from Fetch Pet. Quick claim payment.

Insurer: Fetch

By: Barbara

Verified December 13, 2025

Easy Navigation

The site was able to be navigated easily. The only issue I had is that I had previously requested a quote and when I attempted to retrieve the application through the link in that email, I encountered only a spinning wheel. I started and completed a new quote request.

Insurer: Nationwide

By: Pup

Verified December 13, 2025

Jesus was informative and very helpful

Jesus was informative and very helpful. He was very sweet and patient with my many questions. The process was simple and quick. I was nervous about getting pet insurance for the first time and he made ready and a comfortable experience!

Insurer: Nationwide

By: Jennifer

Verified December 13, 2025

Healthy Paws is GREAT

Healthy Paws processes all claims really quickly and with EFT the payment is in my account shortly after I make a claim . They rarely ask for additional documentation and they do NOT deny the legitimate claims they receive. If they have a question, they let you know and it is always easy to resolve. Over my life having dogs, I have used 2 other Insurance companies and Healthy Paws is FAR superior. Four Paw UP

Insurer: Healthy Paws

By: Karen Heald

Verified December 13, 2025

First time experience

This is the first time we process a claim. The process was fast and easy. Embrace notifies us that the first claim might takes longer to process but it was just a few days before the claim was approved (teeth cleaning and one extraction). Shortly after, we had to go back to the vet 4 times for ears infection. All the visit claims were processed timely and we are satisfied with the result. Thank you Embrace helping when we need it the most!!!

Insurer: Embrace

By: Edgar Leung

Compare top pet insurance providers plans.