Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


February 28, 2026

Absolutely the worst pet insurance ive dealt with

Claims take usually a month to resolve, The app consistently doesn't work well with constantly logging you in and out and then not loading. This insurance pays back the LEAST of any pet insurance i've had with everything claiming to be paying the deductible.. Customer service tells you nothing when you call. I wish I never switched to this insurance, and I am actively looking for an alternative for what I pay now for this terrible service.

Insurer: Pets Best

By: Nicole

Useful
Verified February 28, 2026

Quick and easy registration.

Quick and easy registration.

Insurer: MetLife

By: Raman Kaur

Verified February 28, 2026

Filing a claim online is very easy and…

Filing a claim online is very easy and within a week my reimbursement is deposited to my account.

Insurer: Spot

By: Gigi Gonsalves

Verified February 28, 2026

Pet insurance

It was simple to apply

Insurer: MetLife

By: Ibette Gallegos

Verified February 28, 2026

I’ve submitted 2 claims so far and it’s…

I’ve submitted 2 claims so far and it’s been so easy to do. I get reimbursed quickly every time. I love Spot Insurance.

Insurer: Spot

By: Janyne Wiley

February 28, 2026

I would give 0 stars if I could

I would give 0 stars if I could. Fetch is a scam. My rates went up by hundreds of dollars each year even as I reduced coverage each year to try to lessen the blow. This fall they misinformed me about the cancellation policy when I called about my rates being raised exorbitantly. Then they were not able to help me cancel when I called before my policy renewed, then they lied about when I first called them and stole my money after I paid them thousands of dollars over the years without making any claims. Update 1: In their reply to my review they continue to lie. The initial call they are referring to was to discuss options which included me asking about cancellation policy (when I was misled about). I called again before the policy renewed to cancel but the person I reached told me they could not help me cancel because they were not authorized to help me cancel. Fetch refuses to give me transcripts/recordings of my calls. They've said feel free to call us anytime but they have stopped replying to my communication with them and also refused to give me a phone number/extension to reach a supervisor directly. Update 2: I received a refund after... -38 emails exchanged between myself and Fetch support -A failed BBB complaint -A failed CDI complaint In the end, I was able to remember and quote some lines from my first conversation with a Fetch representative that I found to be misleading. I requested a recording/transcript of the call several times, I was never given a transcript/recording. However after I remembered and shared the misleading quotes from the call, Fetch agreed to refund me.

Insurer: Fetch

By: Monica E

Verified February 28, 2026

It was very easy to file my claim and…

It was very easy to file my claim and it was processed very quickly as well.

Insurer: Spot

By: CindyF

Verified February 27, 2026

Prompt processing and funds…

Prompt processing and funds reimbursement. Very happy with timeliness and actions taken to process claims quickly.

Insurer: Spot

By: Barbara Laydon

Verified February 27, 2026

Spot Insurance is easy to file claims…

Spot Insurance is easy to file claims with and has a quick turn around on resolving claims.

Insurer: Spot

By: Harry Yeakel

Verified February 27, 2026

Quick and easy to sign up.

Quick and easy to sign up.

Insurer: MetLife

By: Kailey Reyes

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