Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
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Easy Peasy Claim
"LOVE how easy it is to file a claim. Snap a picture of the receipt. Go to app and load the photo. A few days later I get an email and money is in my account. So simple. P.S. I actually did all this as I walked out of the vet's office. "
Excellent Pet Insurance company
Pets Best paid our bills promptly helping us to concentrate on trying to get our dog back to being healthy and eliminating the stress of having to pay the Drs. bills. I 100% recommend Pets Best, in addition, I adv used my daughter who now has both her dogs insured by Pets Best. I will continue to suggest to anyone who owns a pet to be insured by PETS BEST.
Easy to File
I submitted my invoices doctor's notes and test results very easily on my home computer. It took about 30 days to get paid for the claim. I was not notified by email but by a letter with the explanation of benefits attached for each charge. I found it very easy to do and I was satisfied with the amount of the claim that was paid.
Claims Experience
I filed my claims in May 28, 2025 and received my first payment 6/23/2025. I understand the company had to get in touch with the vet about the claim, therefore; I understand the length of time. It was easy to file the claim. The website was easy to use. Thank you Pet Best for contacting me to inform me about the wait time on my claim and for informing me about the payment. Thank you also for the explanation of the bill. "
Why I love MetLife
Claims are extremely easy to submit. Your claim is reviewed in a timely manner and reimbursed directly to your bank account. Any questions I have had have been answered completely and to my satisfaction. Support personnel are knowledgeable, friendly, and patient. My only complaint is MetLife doesn’t offer horse insurance! MetLife has made my life and Finian’s so much easier. They offer a wide variety of plans at an affordable rate.
Insurer: MetLife
By: Terri
IT WORKS!
Pup was seized in the middle of the night with excruciating pain. I rushed her to emergency vet and they evaluated, x-rayed and medicated by little fuzzy companion. The x-rays weren't cheap but when I submitted the claim, Pets Best paid it in record time. It's good to know that you get what you paid for with this pet insurance company.
Fast and efficient refund!
"My kitty had a seizure at the vet's office and they sent me to an emergency hospital since they had given her a med for the seizure and she needed monitoring (and they were closing early) they asked me if I wanted to do imaging to get to the bottom of it and I said yes and they reffered me to a neurologist and they did all sorts of testing and imaging and I maxed out my credit card to pay for it but I had trust on petsbest because you guys always come thru and cover whatever it is. My refund/rebate was processed quickly and I was able to pay it back before the due date of my credit card. So I'm thankful to you guys a lot!! I'm gonna be a customer forever! "
Confidence When You Need It
As usual, you never see it coming. Suddenly my dog became lethargic, stopped playing, stood in front of his food bowl for a minute before half-heartedly eating. I sometimes ponder the importance of the monthly premium for pet insurance, at least when things are going well. But suddenly they aren't, and I'm happy to not have to worry about making choices due to finances at least. Turns out Lincoln had spiked a fever, and after bloodwork and an x-ray, it was still a mystery. My vet's best guess was to treat with antibiotics, which she said in a small amount of mystery cases such as this, helped resolve the problem. A good guess, and Lincoln recovered well within just a few days. Within a couple weeks after filing my claim, Pets Best reimbursed me, and sent me my EOB, all which were completely easy to understand. In my experience, this has been consistent behavior for this company over Lincoln's entire lifetime since puppyhood. He is now 8, and it's a no brainer for me anymore.
Pleasantly surprised
Next, share your review on PetInsuranceReview.com! To make it easier, here's what you shared with us on your claims story: "This is the first time I've used Pet's Best" pet insurance for my dog. I was surprised that they were satisfied with the documentation that I turned in, I have had pet coverage for twenty plus years and I was amazed at how seamless the process was. No calling or emailing me for additional information.It MAY be a tad bit more expensive but I think it's worth it for the peace of mind knowing that I don't have to jump through hoops to get reimbursed. If things continue to go the way the past claim went I will be 100% satisfied."
Need improvement
We used to have Healthy Paws but with 2 new dogs we tried Pets Best. Their price on one dog was lower but slightly higher on the other. We submitted a claim and it came back and they paid it as it should be paid however they took much longer to pay than healthy paws. I also don't like that they can't mail you a check this way I can tell that they paid it. Instead I had to keep checking my account to see if the money went in. I will reevaluate my contract when it's up.