Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
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efficient and quick
file thru my vet, very easy, quick response and $ back when appropriate
Insurer: Embrace
By: Gina
First Claim for Dog Attack and Having Embrace Insurance was a Relief
My four-year old healthy Shih-poo and I were out for a walk on a beautiful Saturday. I had just picked up her waste and she was sitting next to me on her short leash waiting when from behind us, a large pit bull Labrador mix (I do not want to generalize on a particular breed, but that happened to be who attacked Lacy unprovoked) jumped on Lacy and pinned her down. It seems the owner had lost control when his dog spotted Lacy. The dog proceeded to bite into Lacy’s neck and shoulder. It was horrible and seemed forever until the owner could get his dog off of Lacy. I had to take Lacy to Saturday emergency vet hospital immediately. I called Embrace on Monday, my vet submitted the claim for me on Tuesday, my claim was approved by Thursday, and my reimbursement was in my bank on Friday. Wow! I have $200 deductible with 90% coverage and Embrace waived my deductible because I had never made a claim in 4 years. And the owner is covering my out-of-pocket costs. Please if you want a pet, think of them as a family member and get insurance for them starting as a healthy puppy. I totally recommend Embrace and other family members have done the same for their dogs. Thank you, Embrace. And Lacy is recovering. We are getting a protective vest for future walks just for some prevention.
Insurer: Embrace
By: Chrystal
Other than the fact that you failed to change one of our policies since last June the response I received was an apology and immediate change to that dogs policy which will go into effect next month.
Other than the fact that you failed to change one of our policies since last June the response I received was an apology and immediate change to that dogs policy which will go into effect next month.
Insurer: Trupanion Canada
By: Catherine
Love that Trupanion takes my claim right at the vet office.
Love that Trupanion takes my claim right at the vet office. Though wish I knew why my premiums keep going up
Insurer: Trupanion Canada
By: Debra
ASPCA Made it possible for. e to provide top healthcare for my cat, without this insurance I would be in so much debt !
The reimbursement provided was given in a timely fashion for $50 a months its totally worth it because emergencies do happen ! Get the insurance for your pet ! My little buddy broke his tale and having ascpa insurance made it so easy and I’m left not in debt ! Thank you so much ASPCA INSURANCE !!!
Insurer: ASPCA
By: E.J.
I am glad my cat has her ASPCA insurance
I am so grateful that ASPCA offers my cat insurance with a reasonable rate. It is the greatest help for my family (me and my cat) to get through the difficult time when my cat suddenly got very sick. I was wondering how the reimbursement process goes when the first time I had to apply for a claim at ASPCA. The website is very helpful that explains every step to get an application to go through and the better thing is that there is a confirmation email to follow up every progress that makes me confident along with the claim procedure. Later I found out an even easier way to do the reimbursement that I can just post the claim request on the website and don't need to print any forms to fill out. It is easy and fast for me to get the reimbursement in a week. Therefore, it is a great help financially to make sure I have enough cash flow to deal with my cat's medicine bills. Luckily, my cat is getting better now. The vet says she is a new cat every time when I take her to recheck. I can't imagine how I can support my cat if I don't have ASPCA for her or if I couldn't get reimbursement on time... Now I tell all my friends to get ASPCA pet insurance. I am sure they appreciate it as I do!
Insurer: ASPCA
By: Becky
Quick, Convenient and Hassle-free experience
Our Betsi is a small adult mixed breed dog. She started having epileptic seizures on a daily basis, just of out nowhere. We took her to the vet and it turned out that a lot of aspects of her health were no perfect, also due to her old age, so a lot of examination needed to be done. We ended up performing various tests - Blood, Heart, Urine and even a Brain MRI in another dedicated clinic. Financially , this resulted in almost 5K USD in a matter of days. Betsi got several types of prescription medicine. Her seizures stopped, and she got medicine to treat her heart and liver issues. We submitted online claims through the healthy paws website after every treatment she had. In total we claimed for the treatments, tests, medicine and short hospitalization. The process of submitting took no more than a couple of minutes every time. Then an email informing me that the claim has been received and eventually after about 1-2 weeks a notice by email that the claim has been processed with the EOB. Payment took few more days be received straight into my bank account. No unexpected delays, no questions, nothing. I got the whole and exact coverage that i was expecting from my policy. The experience was truly, very positive, easy and quick. I was afraid that it might take some time or documentation but it took no more than few minutes on the website and email, on my part. Highly recommended !
Insurer: Healthy Paws
By: GILL
Worth the money, quick to reimburse
Every time I have called to ask a question, the staff have been amazing. No long wait times to speak to a human. No excessive hoops to jump through to talk to someone. This is one of the best decisions I've ever made. Especially for a senior animal or very young animal. The only thing that would make this better (and I know it would be almost impossible to do) would be that you dont' have to pay it all up front and then get reimbursed. That's hard and vets are not as willing to give out prompt estimates of cost.
Insurer: ASPCA
By: Laura
Simple fast and easy!!!!
We recently got a puppy and was unsure which insurance company to pick. A family member of mine told me all about Pets Best insurance and how simple and easy it is. They were right!!! We got the plan that covers everything because i wanted what was best for my new puppy. First trip to the vet was a success i filed my claim right on my phone and within a day i was emailed back and reimbursed that week!!! So fast and easy! Highly recommend!
Insurer: Pets Best
By: Jamielee
Quick payment of claim, overall very fair, and responsive
We had just adopted Leo, a 12 year old domestic longhair (Maine Coon really). We signed up with Embrace, which was very simple. wthin a few months Leo developed a cyst, which was removed by a Vet. Embrace was very quick to get all of the necessary paperwork, and had our reimbursement to use in a reasonable amount of time.
Insurer: Embrace
By: Andrew