Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

12,741 total


Verified October 25, 2025

Fast and accurate response and payment.

Fast and accurate response and payment.

Insurer: Healthy Paws

By: Dannielle Smith

Verified October 25, 2025

Easy peasy

Easily put in my claim, it was quickly processed and money was instantly back in my account.

Insurer: MetLife

By: Dog mom

Verified October 25, 2025

I have had nothing but good experiences…

I have had nothing but good experiences with this insurance! Have both my dogs on this insurance and with direct deposit, I get my money back the same day the claim is finalized. Got to choose the choice of coverage and % . Just love this insurance

Insurer: MetLife

By: Mattie and dash's mom

Verified October 24, 2025

Easy and quick claims process

Easy and quick claims process! Received payment within days of submitting my claim!

Insurer: MetLife

By: Amanda

Verified October 24, 2025

Another great experience

Quick response with direct deposit option.

Insurer: MetLife

By: customerjason

Verified October 24, 2025

First I received a email statin myhow to screw a customer

First I received a email stating my insurance was going up 500 when i looked at your website it actually was going up over 1200 when i called to enquire why was told i live in a certain area code where my rate went up but the real reason is because im grandfathered in to the 100% payback and its your companies way of getting away from that and having customers go with an 80 or 90% payback it is totally wrong and i am filing a complaint with the BBB and also to the state attorney complaint office it is very shady to do business like this

Insurer: MetLife

By: Anthony zajac customer

Verified October 24, 2025

Constantly raising premiums, slow and not so great customer service

Your Pet Insurance is terrible. Every year you bump up my premiums by like at least $70, and your customer service is bad. Sometimes it takes weeks to process a claim, which is the same claim I submit every 50 days for my dogs heart medication. It takes weeks for your team to send the reimbursement check. Earlier this year, I had a claim that got processed and Explanation of Benefits wasn't generated, and I never got a reimbursement check, and I had to call back every 3 weeks asking why my check hadn't been received. Fortunately after the 3rd customer service person, they were able to identify it was because my Explanation of Benefits was never generated by your system, so the previous people I talked to didn't catch that and kept telling me my check was in the mail. I also one time had a claim that was resolved pretty quickly actually, however after it was resolved it said I'd receive $0 even though my deductible had been met and I should have received $167, so again I had to call your customer service to fix it. For the price I pay, and the fact you continue to raise my premiums year after year by a ridiculous amount of money, it takes forever for your team to process a claim and get me my reimbursement checks.

Insurer: MetLife

By: customer

Verified October 24, 2025

Easy to enroll

Easy to enroll

Insurer: MetLife

By: Natasha Vinitsky

Verified October 24, 2025

Good Premiums/Excellent Claim Process

MetLife is extremely easy to work with. Submitting a claim is a breeze! Rates are very competitive. I have told many pet owners of our positive experience.

Insurer: MetLife

By: Bill

Verified October 24, 2025

Simple, Easy process!

Very easy to understand my options, enrolled very quickly! Also love that I was able to do a payroll deduction.

Insurer: MetLife

By: Gillian

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