Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,827 total


February 07, 2026

Every step of their quote providing…

Every step of their quote providing experience felt like they were trying to trick me into allowing them to use my data nefariously. I had to be careful on multiple occasions not to check a box which sounded like it would give them permission to sell my data, or send me marketing emails or phone calls. To top it off they were 50% higher than the other quotes I had received so a waste of my time and I'm sure they'll find a way to sell my data anyway! Waste of time not recommended

Insurer: Sonnet

By: Cameron

Verified February 07, 2026

With Smoochie's Thanks

Once I was able to get my claim documents compressed to a small enough file size to submit them, I received confirmation and approval within 48 hours. It was a tremendous help at a time when the cost of chemotherapy puts a strain on finances. Thank you.

Insurer: MetLife

By: Tyler

Verified February 07, 2026

My experience with MetLife has been…

My experience with MetLife has been great! The app makes it easy to submit claims and payment is quick. I’m so glad I got this coverage for dog.

Insurer: MetLife

By: Online shopper

Verified February 07, 2026

Very quick turnaround with processing…

Very quick turnaround with processing claim and payment.

Insurer: MetLife

By: customer

Verified February 07, 2026

Patient people

Patient people. Fast reimbursements. Cost needs to come down more for each pet.

Insurer: MetLife

By: customer Joan Vial

Verified February 07, 2026

So glad I have this pet insurance

So glad I have this insurance. I had a medical emergency on my 1 1/2 year old dog. The first emergency room could not do the needed surgical procedure and they had to call around and find one that could bring in specialist (in the middle of the night) to do the needed surgical procedure. There were hefty bills from two different pet emergency care centers. Both claims were paid in under a week with the money deposited in my bank account. While there is still some out of pocket costs (copay and exam fees), having the pet insurance plus simple, fast processing and payment was a huge relief and ease of very large vet bills. What really counts is my girl is doing great and on the mend thanks to outstanding emergency veterinary care.

Insurer: Healthy Paws

By: Alyson Lyons

Verified February 07, 2026

Great company

Great company. Super fast payment.

Insurer: MetLife

By: customer

Verified February 07, 2026

Charging me extra fees when I did my due diligence to update my payment method last year

I already provided payment update last year but when the new year came it reverted back to the old payment method. And charged me further addition fees because I’m updating my payment method when I specifically told the agent before not to use the old payment method.

Insurer: Nationwide

By: customer

Verified February 06, 2026

I am adding a pet to an existing policy…

I am adding a pet to an existing policy and am not seeing a multi-pet discount. I will expect to see it reflected once I receive the final documents else I will be calling to have that rectified.

Insurer: Nationwide

By: customer

Verified February 06, 2026

easy sign up process and fast coverage

easy sign up process and fast coverage

Insurer: MetLife

By: ADRIAN MARTINEZ

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