Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

14,830 total


Verified April 13, 2026

That Trupanion deals directly with my…

That Trupanion deals directly with my Vet is a great help.

Insurer: Trupanion

By: Prudence K

Verified April 13, 2026

Quick

Quick, easy, understandable

Insurer: MetLife

By: Cindy Rice

Verified April 13, 2026

Simple

Simple, easy, fast. terms clear

Insurer: MetLife

By: SHEA HUMPHREY

April 13, 2026

Pets Best used to be amazing

Pets Best used to be amazing, but the past couple of years, things just don't seem to be the same quality. First, the website and app constantly have issues. Almost every time I uploaded a claim, they would say they needed an itemized receipt, even though I had already uploaded. I would have to re-upload the exact same document, but it was only after I highlighted the areas that they said were missing from the original upload that they would say the document showed what they needed. (mind you, these were things that could easily be found, like the date of purchase, the dog's name, the medication, and the total price.) For the past at least 6 months, I've had to update every claim I've submitted, "due to not attaching an itemized receipt." The thing is, I've already uploaded the receipt every time. There is some sort of glitch. At first I thought it was the app, so I started using the website, but it's still happening. Reimbursements take way longer than they used to. And, my 11 year old's insurance premium jumped by an exorbitant amount this year compared to the increases in previous year, despite him being very healthy, other than some allergies. Also, they are very hard to get in touch with. The chat box on the website frequently says the wait is too long and that you need to call the number instead.

Insurer: Pets Best

By: Meagan Gregory

Verified April 13, 2026

User friendly app

User friendly app. Quick, prompt and professional support. Easy claim submission and payment

Insurer: MetLife

By: Kimberly Garrett-Goree

Verified April 13, 2026

Was very easy to navigate

Was very easy to navigate, and information was straight forward so I can narrow down if met life was the pet insurance I wanted to go with.

Insurer: MetLife

By: Haley Hunter

April 13, 2026

The process is smooth

The process is smooth and user-friendly. I appreciate the quick payouts, though pricing could be slightly more competitive.

Insurer: Spot

By: Arthur Baker

April 13, 2026

They'll take your $$..won't give it back

After 2 years of handing PetsPlusUs our monthly fees and not making 1 claim i decided to cancel the policy ( I'll bank $155/month myself) .Policy was cancelled Feb 7th...today is April 13th and I've yet to receive my premium refund seeing i cancelled 2 days after they took out their money from my bank. I had to email them first time in March- i was informed cheque was in the mail. Screw the 14 business day crap they tell you ...its been over 40 now!! Pet insurance is the biggest scam ever!! I wouldn't touch PetsPlusUs even if it was free. If I could give them less than 1 star I would!!!! Horrible company!!!!

Insurer: Pets Plus Us

By: Donna

Useful
Latest 1 comments
Posted: | By: Summer

I was about to write a comment when I came across yours, which is absolutely spot on. PetsPlusUs is the worst pet insurance company ever. They take an eternity to process each claim, and at the end of the day, they don’t even give you anything in return. HORRIBLE COMPANY

Verified April 13, 2026

Pet insurance

Getting pet insurance for my pet was so easy

Insurer: MetLife

By: Duyane Mullins

Verified April 12, 2026

Love Spot Pet Insurance

Love Spot Pet Insurance. It's super easy to file a claim and get estimates. I have peace of mind that my pets are covered and I can properly take care of them and all their needs when emergencies arise.

Insurer: Spot

By: Jennifer Baxter

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