Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,105 total


February 20, 2019

Great Pet Insurance!!

Always on time getting my refunds and customer services is great.

Insurer: Nationwide

By: SILVIA

Useful
February 20, 2019

Great insurance

The staff is very helpful, always there to answer your questions. I like the app that we can use to post and follow up claims.They refund me directly on my bank account, that is very convenient.

Insurer: ASPCA

By: Nathalie

Useful
February 20, 2019

Horrible Service not customer friendly

Not willing to take my monthly payments all on the same day. Offered to pay a month ahead if they would switch my payment dates to all on the same day instead of all over the place. They would rather cancel all my 10 cats than change the billing day. After calling around to multiple other companies we switched everyone to ASPCA insurance for 1/4 of the price.

Insurer: Nationwide

By: Rebecca

Useful
February 20, 2019

Unexpected severe price hikes

I had insured my rottweiler mix for 4 years with Embrace, and never filed a claim. Each year, my premium went up by 12-17%, which is expected. The 5th year, my premium went up by 35%! I was on an auto renewal plan. I looked on their website, which listed an email address to contact with complaints. I emailed that address 3 days before my auto-renew. I didn't hear anything back. They withdrew the annual premium from my bank account. When I called several days later after seeing the withdrawal from my bank account, they told me they had no idea what email address I was talking about; I had to tell them where it was listed on their own website. They said they never got my email. They did refund my premium when I said I was cancelling. They said that the price hike was because of my dog getting older, and that they'd adjusted their prices due to market changes. But 35% is crazy! My policy went from six hundred and change per year to nine hundred dollars per year in one jump. If you use them, look very carefully at your bills.

Insurer: Embrace

By: Karina

Useful
February 20, 2019

Excellent response time

This was the first claim and the response time on the payment was excellent. Usually it's a month to a month and a half and having to wait is very difficult when the credit card company wants their money, so thanks for that.

Insurer: Nationwide

By: wayne

Useful
February 20, 2019

Very pleased

I submitted the claim on Monday morning and had the check by Friday. I am very pleased with the service

Insurer: Pets Best

By: Terence

Useful
February 20, 2019

Reimbursed quickly

Chaz got sick in October and had about 10k in bills. I was reimbursed quickly and with no hassle. Thank you!

Insurer: Pets Best

By: Kori

Useful
February 19, 2019

Very pleased with Nationwide

Great communication- thorough explanation of benefits and QUICK reimbursement

Insurer: Nationwide

By: ColleenB

Useful
February 19, 2019

Had Nationwide Pet insurance for my Aussie Mix for 14 years and when she passed, I got Nationwide again on my Corgi Mix.

Always pleased with the customer service, ease of making claims, and quick payments.

Insurer: Nationwide

By: Sharon

Useful
February 19, 2019

Amazed how easy it was

We are amazed how easy it was to file a claim. You are our angels, we should have done this with our five other dogs we have had in our past years. The staff we talked to in order to get our fur baby on board were awesome. We are so happy we have Matea in good hands and look forward to many more healthy years together.

Insurer: Pets Best

By: Rick

Useful

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