Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

13,105 total


Verified March 12, 2019

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The reason I brought my small young dog to the ER was reduced to the word "tremor" on the Trupanion claim form. She had become unsteady and was unable to stand or walk. That is significantly more serious than tremor. Regarding Conditions Not Covered - The claim report states: We do not cover examination fees. Has any one of you ever had the dire need to visit an ER for a medical issue? What is the most critical action the attending medical staff must take? He or she must EXAMINE the patient. Had I been advised that Trupanion Insurance would not cover any examination fees, I might have suggested that the doctor theorize, speculate or make a good guess regarding my dog's medical condition - and save $142.00. Trupanion criteria for coverage is inequitable, irrational and unacceptable.

Insurer: Trupanion

By: Lynda

Useful
March 12, 2019

Very good insurance

I recently got the insurance for my puppy, I went in on a Saturday and had his first puppy visit, I was told how to submit a claim and I just took a picture of the receipt, but Tuesday I had the reimbursement back in my bank. It was fast and simple and I believe it is a very good insurance!

Insurer: Pets Best

By: Lana

Useful
March 12, 2019

Easy to submit

Easy to submit, process was very quick. I also submitted a claim for a wellness check-up and vaccines soo it was a easy claim! I received my refund direct deposit in 3 days!!.

Insurer: Pets Best

By: Tammy

Useful
March 11, 2019

It has been so easy to deal with your company!

We signed up for pet insurance over the phone. The cost is so reasonable. We had to file a claim recently. It was very easy to do and payment came promptly. Everyone I spoke to with this company has been very nice and professional.

Insurer: Nationwide

By: Lisa

Useful
March 11, 2019

Nationwide is great!

I am so happy that my job offers Nationwide. From getting the quote to answering questions to payment is a breeze.

Insurer: Nationwide

By: Shawn

Useful
March 11, 2019

Professional help

My claim was processed March 1, 2019 and the check was sent March 2, 2019. But as of today, March 11, 2019, I have not received my reimbursement check. I called your customer service and they were very professional and helpful. They said the check was sent out 3/2/19. Usually, you process and send the check promptly. But not this time. Your customer representative told me that I should call 3/21/19 if I have not yet received the check by then. I will follow up on 3/21/19. What happened this time around?

Insurer: Pets Best

By: Barbara

Useful
Verified March 10, 2019

Trupanion..the best decision I ever made for my dogs and my pocket.

You think nothing will happen to your pets. Well after I spent $12,000 I finally woke up. I was just a little late. Pets are part of the family and when they end up at the vet it can be costly. I happen to have a brother and sister. Consequently what happened to one eventually happened to the other. I couldn’t have picked a better pet insurance than Trupanion. They are easy to work with and their payment process is very easy. They respond immediately and answer questions.

Insurer: Trupanion Canada

By: Debbie

Useful
March 10, 2019

One of the best purchases we ever made

We insured our puppy the day we brought him home. We figured we would not need insurance hopefully, but piece of mind is everything. Well, you never know. We actually did have a need and the service and speed of reimbursement is absolutely great! We are completely pleased and will highly recommend Embrace to all of our many pet loving friends. Thank you Embrace! We cannot emphasize enough how important it is to be able to provide necessary care without fear of the monetary stress. Pet people, always insure your furry friends.

Insurer: Embrace

By: Pat

Useful
March 10, 2019

Great company, good customer service, I'd highly recommend you to other pet owners

I'm really enjoying using the direct payment system you folks have in place through Chase Bank; I get my reimbursements much quicker & easier than through the "snail" mail.

Insurer: Nationwide

By: Sue

Useful
March 09, 2019

Most comprehensive I've found yet.

I have used Nationwide for both pets and vehicles. The claim process for my pets has been quick and easily understood. I have greatly appreciated this company over the years.

Insurer: Nationwide

By: Marva

Useful

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