Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

70,435 total


February 12, 2026

Josh was such a pleasure to deal with

Josh was such a pleasure to deal with. He was clear, concise and so polite. I wish all my phone interaction with companies were like that!

Insurer: Fetch Canada

By: K Pollard

Verified February 12, 2026

So thankful for all the help and quick…

So thankful for all the help and quick responses from everyone on this team.

Insurer: Trupanion

By: Paige

February 12, 2026

SPOT SUCKS

#1 their customer service people arent from the US but foreigners from Nigeria who repeat everything back to you that you said and keep repeating over and over the same thing. #2. I submitted a claim that was valid and had a $250 deductible which they didn't apply my pet bill for $275 towards it. These people are scandalous and have no experience at all processing claims. I cancelled this ridiculous insurance and thank God I only paid them $60 in total for monthly payments. I am so tired of stupid people like this who can't do anything right. What happened to the good old customer service days that used to exists? They don't and can't answer any questions and it's always a different person when you call. The same ol crap that goes on and on. I wanted to speak to the adjuster who worked on my claim but NO can't even do that. SPOT INSURANCE SUCKS DONT GET IT.

Insurer: Spot

By: White Daisy

February 12, 2026

Unfortunately we lost our baby girl

Unfortunately we lost our baby girl. I called to cancel the policy after I was charged for another year and was told I would receive a email with the prorate amount. Here I am a week later and no email or refund to my account. Guess they figure I can lose my pup and my money so they profit. Nothing but a hassle with these folks

Insurer: Embrace

By: Greg Williams

Verified February 12, 2026

Processing and Overpayment Handling

I want to start by saying that I truly value my pet policy with your company. However, I am very frustrated with the automated claims processing system and the way overpayments are being handled. On several occasions, I’ve received letters stating that you overpaid on a claim. When I called to resolve the “overpayment” by providing a card for reimbursement, I was told that repayment must be sent via paper check through the mail. We are in 2026, and many people- myself included- no longer use paper checks. It is a significant inconvenience to have to go to the bank to obtain a check and then mail it back, especially for an error that should not have occurred in the first place. Additionally, when submitting claims, if I know an item is not covered, I clearly mark it as “not covered” on the line items. Despite this, those items are still being processed and paid, which is what is leading to these overpayment situations. This suggests a flaw in the automated system that needs to be addressed.

Insurer: MetLife

By: Bridgett

Verified February 12, 2026

Clear and easy access

Clear and easy access

Insurer: Nationwide

By: Julia

Verified February 12, 2026

I’m happy with the ease of submitting a…

I’m happy with the ease of submitting a claim and how fast they settle it. I’m very pleased with MetLife and have recommended them to friends. One friend signed up!!😹

Insurer: MetLife

By: Koko Yee

Verified February 12, 2026

They ultimately paid the claim

They ultimately paid the claim. However, they asked for additional documentation that they already had from a previous claim that they had already processed. Then they used questionable language like if we don’t receive this documentation in 10 days we will be forced to close your claim. Typical insurance: delay, deny, defend.

Insurer: MetLife

By: wtw

February 12, 2026

Shout Out to ALIA & AMANDA - You are WONDERFUL!

Interaction with company employees is always a positive experience. Shout out to ALIA and to AMANDA! Thank-you for simplifying the claims process.

Insurer: Fetch

By: FetchClient

Verified February 12, 2026

Best purchase for our dog ever

Best purchase for our dog ever. Met life Pet is so easy to use and their customer service is amazing. Thank you

Insurer: MetLife

By: Margaret

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