Customer Service
Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.
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Great customer service and all around…
Great customer service and all around great representatives so get you guys met life you wont regret the move
Insurer: MetLife
By: John Klimczak
Do not buy
I used to love this company with my previous cat. I’d submit what’s needed and they’d reimburse me with no issues. I adopted a new cat and now they keep asking for the same documents multiple times and have not approved a single claim while still taking my money every month. They’ve turned into a scam.
Insurer: ASPCA
By: Gia
What once was good insurance, is now worthless
I'm not sure exactly what happened to this insurance company, but they're no longer what they once were. After 4 years, I'm leaving and shopping for another provider. The claims process continues to be easy. And they're much faster in their response than they were in the past. This means that they now send you a "denied" email within just a few days. If you have an issue with that, here is what they say: Notice to our Policyholders If you believe all or part of the claim has been wrongfully denied or rejected, you may have the matter reviewed by contacting the Department of Insurance in your state with your complaint.
Insurer: Pets Best
By: B.J.
An honest player in the PET INSURANCE WORLD.
Responsive acknowledgement to my claims recently submitted and completed. A company that stands behind their contractual agreements. Will continue to renew coverage for my German Shepherd for his remaining years.
Insurer: Spot
By: Leonard Rubman
Nationwide made it easy to understand…
Nationwide made it easy to understand and get the support my pet needs.
Insurer: Nationwide
By: Anna
Healthy Paws is amazing
Healthy Paws is amazing! They complete claims quickly and truly care about pets.
Insurer: Healthy Paws
By: Julie Rex
Irresponsible AI Implementation
I submitted a claim on 2/10/26 for my dog, for a tooth injury sustained during ball play. The tooth injury required an evaluation by the vet, surgical deposit, and surgery for extraction of the broken tooth. I prepared a summary describing the injury along with a detailed analysis of costs and invoices associated with the injury. I provided the summary along with all invoices and medical records to MetLife to ensure clarity for the injury and associated costs. Unfortunately, nobody at MetLife actually reviewed any of the documentation provided for the claim. Instead, MetLife's auto-adjudicator (AI) has now divided my claim into 7 different claims. I received two partial payments, the total of which is still well below my total costs for the injury. I also do not have clarity on what these payments are supposed to be covering, and what is being denied, because the EOB doesn't provide any detail on the amounts covered. I have called MetLife 5 times now to try and resolve this situation. The customer experience center has sent my claim back to the claims dept to be re-reviewed at least 3 times. Two of the customer service representatives told me about the auto-adjudicator and indicated that no human actually reviewed my claim or documentation. Each time my claim has been sent back to the claims department, I am assured that an actual human will review everything this time. When I just called for the 5th time, the customer service representative told me again that my claim was reviewed by the auto-adjudicator only despite being sent back to the claims dept for re-review by a human previously. I understand we are all trying to incorporate AI into our workflows to create efficiencies. However, it is incredibly irresponsible for MetLife to implement an AI claim review process with no internal human review process to check the AI's work prior to final claim decision & payment. It is also incredibly frustrating (and unfair to MetLife's customer experience reps) for customers to be continually routed to a customer experience call center that has no recourse to help aside from repeatedly sending claims back to the claims department for re-review, potentially by the same AI system that is erroneously reviewing claims in the first place. As a customer, I would rather wait longer for my claim to process and have it done right, than have it done quickly but wrong and require hours of my valuable time & effort to resolve. I am very close to cancelling my policy with MetLife, and wanted to share the reason in the hopes that it helps improve processes for other customers.
Insurer: MetLife
By: Jen
Chris was so helpful
Chris was so helpful. So professional. Answered all of my questions. Excellent employee.
Insurer: Fetch
By: Lori Auge-O'Hara
Customer Service Issue
I was having an issue, and Russell helped me figure it out quickly. He was so nice and helpful! Thank you!!
Insurer: Fetch
By: Jessica
Healthy Paws has been with us on my two…
Healthy Paws has been with us on my two dogs journey through life. Of course you never you like to have to use your health insurance if possible, but when needed it is a lifesaver. Between two knee surgeries, spinal surgery and chemotherapy and expensive blood tests; Healthy Paws has been there for us every step of the way. Very grateful.🙏🏼
Insurer: Healthy Paws
By: Gus