Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

73,542 total


Verified February 19, 2026

New pet owner

Very positive interaction

Insurer: MetLife

By: Mary Molina

Verified February 19, 2026

Easy setup!

Easy setup!

Insurer: MetLife

By: Sexycasper

February 19, 2026

Wow, just great service all the way.

Wow! Very good customer service including all the way through an appeal on a claim, to best understand my policy and the product. I see why SPOT was so highly rated by Forbes and others. Careful attention to detail all the way through from sales, setup, customer service to underwriting, means a well run business thats competitive and a good deal for the customer. This review is based on my personal experience on the phone, emails, and using the app, with my vet staff interaction in providing information. Fast, efficient, very helpful and professional inc last call with "jaq..." to help me understand claim appeal letter fully.

Insurer: Spot

By: KS

Verified February 19, 2026

I love Pumpkin!

Quick processing, lovely staff.

Insurer: Pumpkin

By: Veronica

Verified February 19, 2026

Help When You Need It

Sometimes you just need to actually talk to a company representative when the online links don't address your question. I have found the customer service reps have the answer to my questions and are pleasant and professional.

Insurer: Fetch

By: Denise Adkins

Verified February 19, 2026

Easy approval

Easy approval . Well done with explaining exactly what will be covered , very happy

Insurer: Fetch

By: Carmine

February 19, 2026

The WORST insurance

The WORST insurance. First of all, they donate a very tiny amount to ASPCA just to use their name. You are not supporting ASPCA in any meaningful way. Second, they deny most claims as pre-existing conditions, do not respond at all to emails, lose the file over and over need multiple phone calls and emails just to get to respond. Useless. I can't believe they run an insurance business this way.

Insurer: ASPCA

By: Deborah K. Johnson

February 19, 2026

DON'T GET WELLNESS Misleading FAQ & Emails - COVERAGE DOESN'T START WHEN YOU THINK

In the wellness benefits FAQ section it says... "Is there a waiting period for wellness coverage?" and the answer says.... "NO, THERE IS NO WAITING PERIOD FOR FETCH WELNESS. You can submit wellness claims on or after the effective date that’s given in your enrollment confirmation email. IN OTHER WORDS, YOU GET WELLNESS COVERAGE ON OR AFTER THE DAY OF ENROLLMENT" 2 out of those 3 sentences imply that the coverage will be available immediately or (at the very least) the day after. In the email I received after signing up, the first sentence says "[your dog] NOW HAS THE MOST COMPLETE COVERAGE" Everything up until this point made me feel I had coverage so I took my dog to the vet. 2 claims were denied as a result. I go back and check the confirmation email and 7 lines down from them saying "[YOUR DOG] now has the most complete coverage", it says that the enrollment date is actually 2 days after the email date. When I called in they said "oh yeah coverage always starts 2 days after enrollment" THAT SEEMS LIKE IT WOULD BE HELPFUL INFORMATION FOR PEOPLE SIGNING UP TO USE THE BENEFITS. It's known information within the company that it starts 2 days after signup and they do not share that with the customer. This is purposefully confusing language.

Insurer: Fetch Canada

By: Robert Kjemhus

Verified February 19, 2026

Efficient communication

Quick and informative replies to my questions.

Insurer: Pumpkin

By: Karen

Verified February 19, 2026

Great customer service!

My call was answered quickly and Elaine was friendly, professional and knowledgeable. The whole process of applying for health & wellness insurance for our new rescue dog Ronnie was smooth and simple! Thank you !

Insurer: Nationwide

By: L Marquez

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