Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

77,088 total


October 14, 2025

You get answers quickly

My questions are always answered and representatives are always very polite and informative

Insurer: Embrace

By: Debbie West

October 14, 2025

Met Life for Cats is total ripoff

I got the accident and injury for all 3 of my cats. You have to fill out the claims yourself with tons of paperwork from the vets. My cat had horrible gums and broken teeth which were never made aware of until I went to the new vet. They are great, put in a claim for 10 teeth being pulled and infected and inflamed gums, claim was denied under pre-existing. $1,900 claim denied. Cancelling today

Insurer: MetLife

Veterinarian: PetVet Wellness Center

By: G

Useful
October 14, 2025

Embrace is a total scam

Embrace is a total scam. You are better off saving the premium money for when your pet needs to see a vet. Despite having received my vet records for the 12 month pre-policy Embrace is still withholding reimbursement for an emergency vet visit due to an insect bite 6 months ago. They are now requesting vet records from 4 years ago so they can keep hunting to try to find that pre-existing condition to get them out of reimbursing me. Beware.

Insurer: Embrace

By: Melissa Mowder

October 14, 2025

They don't pay! Worst pet insurance ever!

I have been paying monthly for pet insurance and every time I turn in a vet bill, they argue and don't reimburse as they're supposed to. I'm so upset right now because they have been taking my money every month, but they do not reimburse you! My vet has repeatedly sent them everything they needed, and even talked to them on the phone (8 times). They just kept finding every excuse to not pay. I do not recommend them! There's much better pet insurance out there. Met pet insurance, is a joke!! They owe me over $1,600.00.

Insurer: MetLife

By: Traci Laird

October 14, 2025

I got a quick response, but no information.

I got a quick response, but it didn't answer my question. I've asked again twice, but to no avail. ☹️

Insurer: Embrace

By: Kathy Wilson

October 14, 2025

The App is easy to use and allows me to…

The App is easy to use and allows me to submit claims and upload documents without a problem. Communications have always been pleasant, professional and caring. I rest easy knowing my pet’s policy is with MetLife.

Insurer: MetLife

By: Kathy Smolenski

October 14, 2025

Duke - Our Black Lab Puppy

Duke - Our Black Lab Puppy - Brand New Clients. The website was very easy to work around, very easy to get a quote and tailor that quote to our needs. We did make a call to customer service with some questions and spoke to Rebecca, she was awesome. Took the time to explain the answers to the ??'s we had and if could not answer then, she found the answer and called us back. It took us about 2 weeks later to actually purchase, Rebecca remembered almost everything about us, I was impressed, which tells me something about her but also Prudent Pet Insurance. I know that they are going to Take Care of Duke when he needs to use his insurance. We did get 3 other quotes from other companies & apples to apples, Prudent won hands down in all aspects. I am confident that we will be happy customers that will be more than happy to recommend Prudent Pet Insurance to our Dog friends.

Insurer: Prudent Pet

By: seasca

October 14, 2025

Please acknowledge exceptional customer satisfaction by your representative.

I called embrace regarding additional information that was needed I spoke to a customer representative who answered the call within a minute. She promptly reviewed my submissions and approved three of them while on the Phone and submitted two others to an adjuster. Within 2 days these were also approved. I was very impressed by the pleasantness, efficiency, and knowledge of this representative. ❤️

Insurer: Embrace

By: Martin Goldman

October 14, 2025

No thanks

Easy to sign up, customer service is not good and daily email reminders are pushed to get your pet’s vet records. Had a question immediately after signing up, called customer support and got a recording directing me to leave a message. Left a message, called right back and now a rep answered. Wanted to cancel immediately but the rep assured me that they offered good service and she would call me back Monday (this was on Friday) I was in the middle of speaking with her and got disconnected. No call back and now 7:00 pm on Monday, haven’t heard a thing. I don’t trust that trying to file a claim with this company will be a good experience. Cancelling.

Insurer: Prudent Pet

By: Echosmom

October 14, 2025

Good company

Good company, they have a smart website and fantastic costumer services; competent and quick to assist.

Insurer: Sonnet

By: Fanus

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