Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,642 total


Verified March 28, 2026

awesome experience

I submitted my claim and received the reimbursement the same day. Such an easy process.

Insurer: Pumpkin

By: Makellah

Verified March 28, 2026

Easy and good explanation of coverages

Easy and good explanation of coverages

Insurer: MetLife

By: LaTonya Lewis

Verified March 28, 2026

I have been with spot insurance for a…

I have been with spot insurance for a couple of years and they are nice, explains everything and are very knowledgeable. Depending how busy they are, I received my claim in 14 days.

Insurer: Spot

By: Cheryl Warrren

Verified March 28, 2026

I was unsatisfied with the evaluations

I was unsatisfied with the explanation of the evaluations of my vet bills claim.

Insurer: Spot

By: S. Conditt

Verified March 27, 2026

Met life covers everything I've…

Met life covers everything I've submitted at a rapid speed. Deposits of reimbursements are in my bank account within 3 days.

Insurer: MetLife

By: customer

Verified March 27, 2026

We highly recommend Healthy Paws

We highly recommend Healthy Paws! Our girl had a knee injury and had to undergo TPLO surgery. Healthy Paws has been great and reimbursed every step of the way promptly. Highly recommend!

Insurer: Healthy Paws

By: Kelsey

Verified March 27, 2026

Great follow up to claims

Great follow up to claims. Fast and easy experience. No delays at all.

Insurer: MetLife

By: Noe Pereyra

Verified March 27, 2026

Filing a claim

It's easy. Just email the vet bill and in a few days the reimbursement amount will be in your checking account.

Insurer: Spot

By: Lisa Hickman

March 27, 2026

This Policy does not cover or help, waste of money!

I made the promise that the next time I get a pet I would make sure to have Insurance(which is when I got this policy) for the pet since they are like family. Well the truth is this Insurance policy does not cover much, very rarely and is very expensive and keeps going up to the point of unaffordability. Now, I am locked in to a policy with a company that doesn't even cover barely anything. We never expect, or want to put in a claim, that means our animal/pet is sick which is not what we want and then on top of it having to pay the premium and then fight for coverage off visits when we are hurting and sad due to pet illness, your company literally make promises you don't keep and then kick us when we are down. I wish I had the option to leave your company, but I am locked in this very bad relationship of sad service, poor coverage and a joke of a partnership. If you are considering a Pet Insurance policy I would highly consider shopping elsewhere as this company seems great but they do not cover much and will make you fight, work hard to try to get anything covered.

Insurer: Pets Best

By: Trish

Verified March 27, 2026

Very fast

Very fast, convenient, supportive team. Very easy to submit claims, got reimbursed all the amount according to the policy, I am lucky to have healthy paws as my pet insurance.

Insurer: Healthy Paws

By: Tatiana Avdeeva

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