Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


May 23, 2026

ACL tear

Our four year-old golden retriever, tore her ACL. Quite an expensive procedure to get it repaired, but Pets best was amazing! They quickly took care of all the invoices we submitted, and provided a thorough explanation of what was paid and why. Could not be happier with this company.

Useful
Verified May 23, 2026

Excellent and seamless

Excellent and seamless

Insurer: MetLife

By: Laura Saad

Verified May 23, 2026

Claims are timely reimbursed

The premium for my 2 Bengals has gone up quite a bit. But the service I've received have been wonderful. My claims are always paid out in a timely manner. Whenever I need help or have a question, the staff have always provided excellent service.

Insurer: MetLife

By: Tiffany M.

Verified May 23, 2026

The review process was transparent

The review process was transparent. As long as I provided appropriate documentation, Pumpkin did not give me a hard time and reimbursed me promptly.

Insurer: Pumpkin

By: Jovi

Verified May 23, 2026

Simple to use

Simple to use. Refund received quickly I have had 4 retrievers before my current one and wish I would have had insurance for them.

Insurer: Pumpkin

By: Robin Russe

Verified May 22, 2026

Easy process filing the claim and quick…

Easy process filing the claim and quick response

Insurer: Fetch

By: Wanda Angle

Verified May 22, 2026

Healthy Paws has seen my dog

Healthy Paws has seen my dog, Jagermeister, through his cancer treatments. They process our claims within 1-2 days and the reimbursement quickly follows. Pet insurance has helped us save THOUSANDS of dollars!!!!

Insurer: Healthy Paws

By: Angela McCue

May 22, 2026

Literally, the reason my dog is alive.

Claims paid out very quickly. Awesome customer service. (I had questions.) We were able to give him life saving treatment with the assistance of Trupanion.

Insurer: Trupanion

By: ddub

Verified May 22, 2026

it takes sooo long to review you claim…

it takes sooo long to review you claim .it was about 8 days to review the vet bill .it is almost 1 month, and I still did not get the check.

Insurer: Spot

By: Roberta Yezo

May 22, 2026

I have been trying to submit claims forEVER…

I have been trying to submit claims for months!! I get the two step verification code message, and I get the code, but then I get an error message saying there was an error and I never get a place to put the code in. I have sent multiple emails with no response, I have called every phone number they list, only to have to listsen to the same flippin message about how great they are, only to be disconnected every single time. How is I pay a large premium but can't get a hold of them or am I able to submit a claim. I finally got on to the site Sunday while I was working and didn't have time to submit my claims and thinking they had taken care of their "Portal" issue.. only to come in today, try to log in and here I am back in the same endless loop of not being able to log in to MY portal. WHAT IS GOING ON EMBRACE!!!!

Insurer: Embrace

By: Susan

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