Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 01, 2026

Over time (8 years) Trupanion's formula…

Over time (8 years) Trupanion's formula for coverage is a black hole. Presumably using AI, their system can not always understand vets' reports and even when calling to discuss the misreadings and a customer service perso agrees, the misreading is used. We have kept the insurance because it is better than nothing.

Insurer: Trupanion

By: xxxxxxx

Verified February 01, 2026

We LOVE Trupanion

We LOVE Trupanion. We put a plan on our puppy the day we got him because we have had such great experience with your company. We cover all 3 of our Shih Tzus through you. It is peace of mind for unexpected events. Our 4 month tiny puppy stopped eating a few days ago and needed to be hospitalized. Your company helped upfront to provide money for the care. Your customer service is excellent and helped put our mind at ease yesterday by talking through a bill issue with us. We were able to resolve the issue with the vets office with your support. We can’t imagine how stressed we would be without your company.

Insurer: Trupanion

By: Lori

Verified February 01, 2026

Each invoice was processed quickly

Each invoice was processed quickly. I was amazed with the swiftness of all responses to claims and direct deposit payments. When I emailed an issue it was handled and processed within 24 hours.

Insurer: Trupanion

By: Sally

Verified February 01, 2026

Very easy to use

Very easy to use, and have never had any problems with reimbursement

Insurer: MetLife

By: Todd

Verified February 01, 2026

My claim was expedited quickly!

My claim was expedited quickly!

Insurer: MetLife

By: R. Clark

February 01, 2026

Horrible insurance rather deny then call the vet

Third time trying to get an actual answer. Doesn’t bother calling the vet just deny deny deny

Insurer: Pets Best

By: Kim

Useful
Verified February 01, 2026

Easy to sign up, submit claims and lots of coverage

Its really easy to sign up and submit claims. We adopted a 6 year old dog and they did not make it difficult to neither get coverage nor for medical history (that was a mystery to us). They have covered so much and they take care of claims quickly, even for really complicated ones like a big surgery. We're so thankful we got Health Paws as soon as we adopted him.

Insurer: Healthy Paws

By: Anna K

Verified February 01, 2026

We were explained all of the plans and…

We were explained all of the plans and everything that is handled in the coverage with a lot of detail!! My wife agreed so I didn’t have a choice!! I was interested in a company-“Spot” Seamed like a good deal and less expensive-also a $25 gift card!

Insurer: Prudent Pet

By: Stephen Martz

Verified February 01, 2026

First use Was a wellness check very pleased with…

Was a wellness check very pleased with the quick turnaround. Hopefully Marley will stay well and accident fear!

Insurer: Fetch

By: Cindy

Verified February 01, 2026

The customer service rep was very…helpful

The customer service rep was very helpful with my claim. I appreciate it.

Insurer: MetLife

By: Jacqueline Bragg

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