Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 02, 2026

Quick review and payment of claims

Quick review and payment of claims

Insurer: Spot

By: KEM

February 02, 2026

I’ve had Pets Best for about 6 years…

I’ve had Pets Best for about 6 years now. It’s been very helpful when there have been medical emergencies with my pet. The only downside to this insurance is that it can take 3+ weeks to get your claims processed and then another 5-7 days to get reimbursed. When I first started using this company, the wait time was shorter between claims and reimbursement.

Insurer: Pets Best

By: Jessica R.

Verified February 02, 2026

Spot has been amazing

Spot has been amazing. Unfortunately, I have had to use it more than I prefer, but they always reimburse very quickly. With Vet care being so expensive, it has given me piece of mind to know that I can rely on my Spot insurance.

Insurer: Spot

By: KIMBERLY TRAHAN

Verified February 01, 2026

Claims are processed quickly and it is…

Claims are processed quickly and it is easy to file the claim.

Insurer: MetLife

By: Lolo

Verified February 01, 2026

I LOVE Fetch!

My kitty cat had to get surgery to remove stones from his bladder and fetch pet insurance saved me. His costs after staying for 6 days in the vet was just shy of $5,000. They accepted my claim and paid me out 80% within two weeks of me submitting the claim. I am forever grateful for my friend convincing me to get insurance through Fetch. If anyone is debating on getting pet insurance, look no further. Their customer service representatives are amazing and very helpful. I will be staying with Fetch for as long as I can look toward the future. THANK YOU FETCH for giving me relief in these hard times!

Insurer: Fetch

By: Shannon

Verified February 01, 2026

Claims are processed quickly

Claims are processed quickly, covering vet recommended supplements is a great covered benefit as these prevent large vet bills in the future.

Insurer: Pumpkin

By: Robert

Verified February 01, 2026

Trupanion was able to quickly show what…

Trupanion was able to quickly show what they were going to cover and what I would pay

Insurer: Trupanion

By: Laura

Verified February 01, 2026

Quick Coverage with No Hassles

Trupanion provided quick and complete contractual financial assistance for my cat's ECG. There were no hassles and they coordinated with the vet for a seamless completion of my kitty's vet visit.

Insurer: Trupanion

By: Anne Hagerty

Verified February 01, 2026

It was very easy to submit my claim and…

It was very easy to submit my claim and have my vet's office send supplemental forms to get it processed.

Insurer: Pumpkin

By: Dianne Chrestopoulos

Verified February 01, 2026

I've had MetLife Pet Ins now for 2…

I've had MetLife Pet Ins now for 2 years... when one of my pets got sick and I submitted claims they were very communicative about the progress and reimbursements were timely... I'm very happy with my coverage and MetLife

Insurer: MetLife

By: Marilyn Giorgio

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