Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 30, 2025

Customer Service is top-notch

Customer Service is top-notch. I do not like talking to an AI generated bot and talking to a human is so much more helpful and personal. Your claims process was seamless and easy to navigate. The forms tell us exactly what we need to do so that there is no glitches. Thank you for your excellent service!

Insurer: MetLife

By: Kathy D.

December 30, 2025

A claim was submitted for $246.51 for…

A claim was submitted for $246.51 for medications. Only $16 was paid and indicated the claim settled. I called and spoke with your representative, Brandi, who told me Claims would investigate and respond to me. (Eye medications) No response yet. A claim was submitted in November for $1700 and still has not been paid. I did , however receive a payment of approximately $3000. dental surgery for Zeus. I'm disappointed in your claim service and as a former Sales Representative of Metlife, for over 50 years,disappointed in the reputation your claim processing will generate. Paul Katz

Insurer: MetLife

By: customer

December 30, 2025

The process is very easy

The process is very easy. Upload documents and the process begins. An EOB is provided to explain exactly what is covered and what is not with a detailed explanation. If you disagree with something you can call their customer service and ask them to review it again.

Insurer: MetLife

By: Shannon

December 30, 2025

Pumpkin insurance happy with pumpkin is easy to work with…

Pumpkin insurance is easy to work with And payment proclaims are made quickly. Dealing with the agents they are extremely helpful and courteous. Very happy with choosing pumpkin for my pets insurance.

Insurer: Pumpkin

By: Peter

December 30, 2025

Website very easy to navigate and…

Website very easy to navigate and select type of coverage needed.

Insurer: Prudent Pet

By: DIANA MOORE

December 30, 2025

Glad I picked this company

My dog has been insured since he was a puppy and he’s now 5 years old. Super quick reimbursements…. literally overnight! This company seems honest, my rate was lowered as market rates changed. Thank you!

Insurer: Trupanion

By: Sunde Farquhar

December 30, 2025

Process was simple and clear

Process was simple and clear. I feel confident with my choice and look forward to using this health plan for my fur baby.

Insurer: MetLife

By: Teresa Rodriguez Melendez

December 30, 2025

Professional and personable experience

The agent Jon was extremely helpful. Jon was professional and personable and patient, he provided multiple options for the new pet I was adding to our policies. My only negative is I would have liked to modify the deductable on existing policies but unfortunately have to wait until renewal.

Insurer: Nationwide

By: J A

December 30, 2025

I've never had pet insurance before

I've never had pet insurance before. My sone in TN told me about it. I asked the vet for a recommendation. They said, Pumpkin. I gave it a try. I love it. Fast claim turnaround. I will be sticking with them.

Insurer: Pumpkin

By: Rick Stillman

December 30, 2025

It was easy to get set up and has great…

It was easy to get set up and has great coverage for my fur baby!

Insurer: Nationwide

By: Jenilee Hawley

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