Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 31, 2025

Claims reviewed quickly and accurately

Pumpkin always reviews and adjudicates claims really quickly. Claims adjudication is always fair and I have never had to appeal a decision in 4 years with policies on multiple pets. I wish pumpkin could handle MY health insurance too, it’s not fair my dogs insurer is so great and mine sucks.

Insurer: Pumpkin

By: RAGB

December 31, 2025

Easy to file!

Easy to file! Very straightforward and the claim was processed super quickly!

Insurer: Spot

By: Sandra Vazquez

December 31, 2025

I applied the 23rd

I applied the 23rd, yall still haven’t gotten back to me on my pets approval so i won’t even have coverage until two weeks from whenever yall get back with me, as well as the fact i called on December tenth and my rate was $17 and then when i decided to get it the 23rd it was $28 a month and yall said you would investigate why and leave me a voicemail but yall never called me back and it’s been over a week and I’ve heard nothing. Also just yall aren’t gonna cover much and for r to i pets you can’t find any insurnace that assist with any kind of preexisting conditions like you can either a dog or cat

Insurer: Nationwide

By: customer

December 31, 2025

Magical Mystery Tour

My dog's case was a bit complicated, which lasted about 2 weeks. I recieved exccellent care from both Adobe and Sage, and I am so glad to have the Pet Insurance. I am extremely grateful to Pets Best for making it easy for me to file claims and upload documents. Having Pets Best has been the most important investment I have made over the last several years. Thank you for the peace of mind

Insurer: Pets Best

Veterinarian: Adobe Animal Hospital

By: Laura

Useful
December 31, 2025

When my beloved Minnie Palm needed to…

When my beloved Minnie Palm needed to have a bunch of kidney stones removed two pinion came through for me I am very happy with them!

Insurer: Trupanion

By: Ray Tondre

December 31, 2025

Great experience!

It was quick and easy to file the claim and upload the necessary documents in a few minutes on the app. Response and explanation e-mail was received within 2 days. Reimbursement was received and in my bank account in 7 days, which was including Christmas day. Overall great experience!

Insurer: Pets Best

Veterinarian: Iowa Veterinary Wellness Center

By: Joel

Useful
December 31, 2025

Final claim for Remington Steele

This was the final claim for Remi. He went in for a teeth cleaning and never came home. This claim was initiated quite a while after his death. The claim was typical. The follow up email was the Best in Pets Best. Someone took the time to read my claim completely and proactively took care of the rest. The follow up email stated Pets Best credited my account back to the date of Remi's death and the Best part was they expressed sincere condolences for Remi's passing. Thank you for making a difficult time just a bit easier. I will continue to support Pest Best as long as we have our furry family members!

Insurer: Pets Best

Veterinarian: Bay Beach Veterinary Hospital

By: Tom

Useful
December 31, 2025

Amazing company

"I have bragged about Pets Best to everyone. I have never dealt with a company that was so efficient. There has never been any issues. The proficiency with which they pay and are on top of every aspect, is truly top notch. I have never had to contact them for anything. They just do what they are supposed to. I cannot recommend them enough! "

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: Tracy

Useful
December 31, 2025

Claims are reviewed and paid in quickly.

Claims are reviewed and paid in quickly.

Insurer: MetLife

By: Evelyn Ortiz

December 31, 2025

Great plan and certainly easy to use use…

Great plan and certainly easy to use especially with a vet practice that files direct. Thank you

Insurer: Trupanion

By: Claudette

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