Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified November 18, 2025

Very pleased with Embrace

Embrace Insurance has a easy to use app for filing claims and they provide excellent communication about the status of a claim. I am very pleased with the coverage our policy has provided.

Insurer: Embrace

By: Ann H Davis

Verified November 18, 2025

They’re coverage for my pets are just…

They’re coverage for my pets are just what I need in an emergency situation to keep them healthy!❤️

Insurer: Nationwide

By: Debbie Pezzenti

Verified November 18, 2025

Great

Great. Easy enrollment

Insurer: Nationwide

By: customer

Verified November 18, 2025

I am going to be honest

I am going to be honest: I was worried. But my first claim ever submitted was so easy and the wonderful employees at Embrace processed it so quickly, delivering me a comprehensive breakdown and everything and a quick return on my refund. My pup needed extensive testing with a specialist and I would do anything for him. Embrace gave me peace of mind that I could do that and more within my policy and have the financial help I needed to do it. I cannot speak more highly of Embrace and will continue to utilize their services for my pup now and my pups in the future.

Insurer: Embrace

By: Margo

Verified November 18, 2025

Great experience

Claims are made so easily, ty

Insurer: MetLife

By: Spa Finder

Verified November 18, 2025

Claim Processing

Pumpkin processed my claim for reimbursement in a very timely manner and a deposit to my account was made in just a few days. I am quite happy with my experience.

Insurer: Pumpkin

By: Ronald Young

Verified November 18, 2025

I was faced with an emergency situation…

I was faced with an emergency situation for care of my dog, which required a visit to an emergency pet hospital and subsequent surgery. The cost of these services was substantial in a mere 5 days. I am thankful to Met Life for processing my claims so efficiently along with their quick payment.

Insurer: MetLife

By: customer

Verified November 18, 2025

You make it easy to submit claims and…

You make it easy to submit claims and whatever documentation is necessary. Payments are simple, fast, clear. Love your service.

Insurer: MetLife

By: Cliff

Verified November 18, 2025

Easy

Easy to submit claims.

Insurer: MetLife

By: Missy

November 18, 2025

Did not cover my dog's rabies vaccine

I purchased Pets Best with the hope that I will get some reimbursement for my dog's maintenance and wellness routine. Turns out that there is a "cap" on how much they cover, and for the last rabies vaccine (yearly wellness vaccine), they did not cover anything. I had to pay full price on wellness. If I'm going to pay full time every time I take my dog to the vet for a check up, AND pay the insurance, I might as well not pay any insurance at all and put the money in a savings account. Think twice before you purchase these kind of scams.

Insurer: Pets Best

By: Paula

Useful

Compare top pet insurance providers plans.