Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Pet's Best Helped Me Save My Service Dog
Over the last year, I have had to deal with Copper Storage Disease with my 8-year-old yellow lab that is a service dog. She holds a special place in my heart and we have been a team for over 5 years. With her diagnosis came a lot of unknowns and treatment plans that were overwhelming. One thing I did not have to worry about was the bills. Submitting them to Pets Best was simple. And they paid according to the plan benefits. I am thankful for Pets Best and have recommended them to friends and family. Thank you Pets Best for being part of the care team that saved my service dog's life!
Saved my Bloating dog
"I was in the middle of no-where Kansas (Wallace) hunting pheasant when Leeloo started to act as if she was bloating. I have already lost two dogs in the past from bloat and knew the signs. Its a horrifying death. I called Swartz Animal Hospital in Colby which was about 50 minutes away. It was after hours but they said they would meet me at their office. I rushed her to Colby Kansas and they immediately took x-rays and verified she was bloating but luckily not yet a full twist. They rushed her into surgery and untwisted and pumped her stomach. If I had not gotten her there in time she would have died. So thankful to have had Pets Best insurance."
This is a scam
I submitted my puppy's emergency vet claim on December 8, 2024, and since then, I have contacted MetLife daily, only to receive inconsistent answers regarding the status and processing time of my claim. Their app and website misleadingly state that processing takes 5 to 10 days, but it's clear that this is far from the truth, as I have received no updates after that period. My dog had a follow-up appointment and is due for another one, but I cannot afford this additional cost while MetLife holds $2,200 of my emergency funds. This situation is unacceptable, and I am deeply frustrated with what appears to be a scam. I am concerned that when they finally review my claim—likely in six months—they will deny it altogether. I expected better from this insurance, especially since I pay my premium automatically through my employer. At this point, my only option is to wait the official 30 days and then escalate this matter to the State of Michigan and pursue legal action if necessary.
Pets Best is the Best
I’ve had my 2 Shih Tzu covered by Pets Best for almost 6 years. I could not be happier with this insurance. Very easy to use, they always pay claims as I expect them to. Highly recommend.
Love Pets Best
"On the first ultrasound for my cat, the one year plan paid for itself. I've submitted 3 claims in total and they have been paíd in a decent amount of time. Go Pets Best!"
Thankful for Pets' Best
My Border Collie is the most energetic and affectionate little guy you could ever meet. So, when he was acting lethargic and had some stomach issues, I rushed him to the vet and was hopeful some of the expense would be covered.Thankful for Pets' Best, who came through and covered most of the costs. The ease of submission and the responsiveness and timeliness if claims decisions has caused me to refer every pet parent I know to Pets' Best... Truly the best in pet insurance!"
Insurer: Pets Best
By: Jamie
Thank you Pet's Best
"My cat, Tundra, needed a biopsy on his tongue for a lump that was expected to be cancer. Is was a very rough week waiting to hear back from the lab. My cat is the greatest cat ever. Turned out to be a severe allergy. The monetary cost was never a real issue as I would have sold my home to save my cat. Having Pet's Best in my corner and paying for a large percentage of the operation was so helpful and saved me from a lot of worry. Easy to put the claim in and I received the check before my credit card bill was due. I really couldn't asked for more."
Injured Dog
Our dog hurt himself playing fetch and Pets Best was amazing, from their customer service, to their benefits, claims and reimbursement, everything was easy and more than we could have asked for!
Very good
Needed to submit a claim after only being in the plan 2 months. The customer service was great and my claim was reimbursed quickly
Insurer: MetLife
By: Karen A
I almost lost Him
I'm 84, and Wee Willy is my constant companion. His legs started giving out, and I knew he was in pain, so I considered having him put to sleep. Dr Wubben asked if I could try therapy, and without insurance, the answer would have been no. I didn't know how much would be covered, but I thought I would take whatever was offered and be grateful if there were a chance. PetsBest covered around 75% of the bill. I was shocked. Taking out insurance on Wee Willy was the best thing I've done for my fur baby.