Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 31, 2025

Let down after 9 years with Healthy Paws!

My dog has been with Healthy Paws for 9 years on the 12th of December 2025 my dog was taken into emergency & kept until December 16th. I submitted my claim to Healthy Paws they told me that my policy had changed on the 14th of the month (December) reducing my reimbursement to 70% from 90% !!! Leaving me with a hefty bill. I disputed the claim andI’m still waiting to hear back.

Insurer: Healthy Paws

By: Emmy Daniels

December 31, 2025

Great Customer Service

Great Customer Service! Vary easy and quick claims process.

Insurer: MetLife

By: Joe C

December 31, 2025

Fair & Timely Claims Process

Our claims through our vet or those we have submitted ourselves have always been handled in a timely, fair and equitable manner. I feel Trupanion provides a reasonably priced pet insurance product.

Insurer: Trupanion

By: Robert Syrovatka

December 30, 2025

Thank you

This is the second dog that we have had with HP Insurance. The process of submitting claims and receiving feedback/communication was above and beyond what I was expecting. This last claim was the biggest we have ever submitted, even when we had our dog Zoey Peele (RIP). I submitted 65 pieces of paperwork regarding Nala's injury, and when I tell you the process was dummy-proof (LOL), it truly was. I also thought because the bill was so much, that it would take a few months for everything; NOPE! We got back our money within 2 weeks of submitting, and that was right before Christmas, so needed. My co-worker has pet insurance with a different company and could not beleive HP process and quickness. His dog has a major injury months ago and it took them close to 6 months for a $6k claim. Once again thank you so much for making this process so easy.

Insurer: Healthy Paws

By: Raymond Peele III

December 30, 2025

Website was easy to follow to submit…

Website was easy to follow to submit claim. Prompt response.

Insurer: Pumpkin

By: Kathy

December 30, 2025

The service was fine but I wanted to…

The service was fine but I wanted to see the numbers in WRITING. I couldn't get the "get a quote" link to work and even messaged their IT about it but never heard back. Ultimately, I did it through the phone but once I received the email back with the coverages (they wouldn't send an email prior to my acceptance and credit card showing these numbers) I realized the deductible was NOT the $250 deductible provided through my employer but the standard $500. Nationwide was only financially good for us if we had the $250. Now I'm jumping through hoops to fix it but I guess I'm going to be SOL. The coverage works fine I'm sure but now I'm paying too much for something I didn't want. I do NOT recommend calling to get a quote.

Insurer: Nationwide

By: BP

December 30, 2025

They are efficient in paying me back…

They are efficient in paying me back what i paid to the vet

Insurer: MetLife

By: Deborah Morrow

December 30, 2025

First claim

This was my first claim. I appreciated how incredibly easy and quick the process was.

Insurer: Trupanion

By: Tracy

December 30, 2025

You guys are awesome

You guys are awesome. At was very easy to fill the claim and your response time as incredible. Within minutes you sent me a notification that your working on it and within another few minutes I had the money in my account. You don’t know how much I and my family appreciate you. Thank you from all our hearts ❤️

Insurer: Pumpkin

By: Karin

December 30, 2025

They are quick to process claims in…

They are quick to process claims in an.emergent situation.

Insurer: Trupanion

By: Eva

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.